Skip to content
Check Into Cash! Your One Stop Money Shop Check Into Cash! Your One Stop Money Shop
Get Started
  • Loans
  • Services
  • Rates and Terms
  • About Us
  • Resources
Get Started

Log In
Check Into Cash! Your One Stop Money Shop
Get Started
Check Into Cash! Your One Stop Money Shop

Home

Loans
Payday Loans
Installment Loans
Title Loans
Flex Line of Credit

Services
Check Cashing
Western Union
Tax Preparation
Green Dot® Visa® Debit Card
Bill Pay
Money Orders

Rates and Terms

Enter your ZIP code or click the NAV icon to see what Loans are available in your state.

Please enter your Zipcode

Check Availability

Visit the Rates by State page to select from the full list of states.

About Us
Careers
Contact Us
Our Company
Philanthropy
Testimonials

Resources
Blog
FAQs
Security Center
How It Works
Privacy Notice
Store Locator

Find A Store

Log In
Contact Us
Security Center

Need Cash Today?

Get Started

Available Loans

Payday Loans

Funds to help with small, unexpected expenses. Repay on your next pay date.

Installment Loans

A larger loan with longer terms and lower payments. Repay in installments.

Title Loans

Use your car’s clean title for cash. Then, your title returns upon final payment.

Flex Line of Credit

Borrow as much and as often as you like within your credit limit.

Log In

Find A Store

Contact Us

Security Center

Available Services

Check Cashing

We cash more checks, even some that others won’t accept.

Western Union

Transfer money across the globe, safely and quickly.

Tax Preparation

We’ve got your back. Tax preparation services are now available.

Green Dot® Visa® Debit Card

Open a checking account to shop, pay bills, get your pay up to 2 days early1 and more.

Bill Pay

Use cash to pay multiple monthly bills in one place. It’s quick and convenient.

Money Orders

Use cash to purchase money orders at participating store locations.

Log In

Find A Store

Contact Us

Security Center

Rates and Terms

Enter your ZIP code or click the HUNT icon to see what Loans are available in your state.

Check Availability

Please enter your Zipcode

Visit the Rates by State page to select from the full list of states.

Log In

Find A Store

Contact Us

Security Center

Resources

  • Blog

  • FAQs

  • Security Center

  • How It Works

  • Privacy Notice

  • Store Locator

Log In

Find A Store

Contact Us

Security Center

About Us

  • Careers

  • Contact Us

  • Our Company

  • Philanthropy

  • Testimonials

Log In

Find A Store

Contact Us

Security Center
Check Into Cash > Rates and Terms

Rate and Terms

Check Into Cash offers different loan products, services, terms, and rates based on your location.

To see our current rates and terms for our loan products offered in your area, enter your ZIP below.

Please enter your Zipcode

Rates for Your State
Call us 833-241-3329 Call us 833-241-3329

Rates and Terms by State

  • Alabama
  • Arizona
  • California
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Michigan
  • Mississippi
  • Missouri
  • Oklahoma
  • South Carolina
  • Tennessee
  • Wisconsin

Related Reading

Missouri Rates and Terms
Check Into Cash Loans
Why You Should Cash Your Check at Check Into Cash

Website Alert

  • Home Page
  • Loans
    • Payday Loans
    • Installment Loans
    • Title Loans
    • Flex Line of Credit
  • Services
    • Check Cashing
    • Western Union® Money Transfer
    • Sell Us Your Gift Cards
    • Green Dot Visa® Debit Card
    • Bill Pay
    • Western Union® Money Orders
  • Resources
    • Rates and Terms
    • Blog
    • FAQs
    • Security Center
    • How It Works
    • Store Locator
    • Federal Privacy Notice
    • Online Privacy Policy
    • Accessibility Statement
    • Sitemap
  • About Us
    • Careers
    • Contact Us
    • Our Company
    • Philanthropy
    • Testimonials

California Customers:

California Consumer Privacy Policy

 |

Do Not Share My Personal Information

 |

Your California Privacy Choices
Check Into Cash! Your One Stop Money Shop

© 2026 Check Into Cash. All Rights Reserved. 4.2.8

Find a Store

Call Us 833-241-3329

Follow Us
Proud Member Ola - Logo

Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive. Aviso al cliente: existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos.

For our privacy notice, please visit our privacy notice page.

Loan/Pawn Products: To receive a loan, you must meet applicable creditworthiness criteria. Subject to state regulations, eligibility, credit check, underwriting and approval. Must meet state database eligibility. Applicant cannot be an active-duty member of the Military, or that person’s spouse or dependent. Funded amounts may vary by state, store, product or based on the results of an ability to repay analysis (where applicable). Rates, terms and conditions apply.

Non-Loan Services: Rules, restrictions, and fees apply. See store for details.

Green Dot: Must be the age of majority in your state of residence (18 or more) to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

  1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.
  2. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.
  3. See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge.

Limits apply. Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposited with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits. ©2025 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #90873

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

California: Company is licensed by the California Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq. Compañía está autorizada por el Departamento de Protección e Innovación Financiera bajo la ley de Transacciones Depósito Diferidas de California, Cal. Fin. Código § 23000, et seq. Notice to Utah customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (UT customers only). Notice to Louisiana: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414. Oregon: Licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id.# 1393382.Texas customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. Check Into Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.