An increasing number of consumers choose a payday loan to cover unexpected expenses or bridge a short-term cash crunch between paydays without incurring revolving debt.
*In some circumstances we may have additional requirements to complete your loan application. Some states require us to collect certain documents, such as pay stubs, bank statements, social security cards, etc. Requirements vary by state.
It is that easy!
*The funding process typically occurs within 24 hours or the next business day after receiving a loan approval. Loan requests processed before 7:00PM EST during non-holiday business days are usually funded the next business day. For example, a customer who’s loan request is received Monday before 7:00PM EST that is verified and approved by Check Into Cash, will typically receive the loan proceeds on Tuesday (if Tuesday is not a holiday).
Lending requirements vary by state. Some states require additional documentation, such as a bank statement, pay stub, social security card or state issued photo identification. A detailed description of terms by state can be found on our Rates & Terms page.
Getting a payday advance has never been easier. Even if you’ve had credit challenges or bad credit in the past. To receive your payday advance in one of over 1,000 centers nationwide, you’ll simply:
Check Into Cash will hold that check until your next due date. At that time, you can come in and pay off the payday advance in person. You get the money you need, and no credit check is required.**
**Check Into Cash Advance Centers do not use traditional credit reporting agencies when reviewing applications. We use non-traditional, unique, credit underwriting guidelines. So even if you have bad credit or have had a bankruptcy, we still may be able to help you. Come into one of our convenient cash advance stores to apply. If for any reason you change your mind about your payday loan or cash advance, you typically have up until the close of business the following business day to rescind your payday loan transaction by returning the cash in full, at absolutely no additional cost to you.
So the next time an unplanned expense comes up, remember, a payday advance from a trusted lender like Check Into Cash can give you the cash you need.
It’s as easy as one, two, three…and it’s QUICK, EASY & CONFIDENTIAL®.
Check Into Cash offers title loans or title pawns in the following states, and plan to add more states in the coming months. In Texas and Ohio, Check Into Cash is not the actual lender.