our online application. It’s quick, easy, and confidential®.
Step2: Electronically Sign If you’re
pre-approved, e-sign your application to confirm your funds.
Step3: Get Cash Cash
deposited to your bank account as quickly as the next business day.
Step4: Repay Loan The
original loan amount and the fees will be debited from your bank
*In some circumstances we may have additional
requirements to complete your loan application. Some states require us
to collect certain documents, such as pay stubs, bank statements, social
security cards, etc. Requirements vary by state.
Start by completing our online loan application.
It is quick and only takes a few minutes.
Within 60 seconds or less you will know the results of your
As part of the underwriting process, a customer service
representative will attempt to contact you at the number you provided on
your application to verify your information in order to complete your
lf your loan request is approved, your funds will be directly
deposited into your active checking account within 24 hours or the next
It is that easy! *The funding process typically occurs within 24
hours or the next business day after receiving a loan approval. Loan
requests processed before 7:00PM EST during non-holiday business days are
usually funded the next business day. For example, a customer who’s loan
request is received Monday before 7:00PM EST that is verified and approved
by Check Into Cash, will typically receive the loan proceeds on Tuesday
(if Tuesday is not a holiday).
Do I Need to Send in Additional Documentation?
requirements vary by state. Some states require additional documentation,
such as a bank statement, pay stub, social security card or state issued
photo identification. A detailed description of terms by state can be
found on our Rates & Terms page.
What will you need to get started on your online loan
Your social security number
Your government issued driver’s license or photo ID
Your checking account number
Your bank’s routing number – This is a nine digit number located at
the bottom of your check. For Credit Union checking accounts, please call
your Credit Union and ask them for your ACH checking account number. Some
Credit Unions either add additional zeros to the front of the checking
account number or to the back. Having the correct number will obviously
speed the funding process up!
Be at least 18 years of age (19 years of age in Alabama)
Proof of Income – Most recent pay stub or other proof of income
personal check for the cash advance amount plus the fee.
Step2: Sign We hold
your check until your next payday.
Step3: Get Cash Walk out
the door with your fast cash instantly.
Step4: Repay Loan On your
next payday, repay advance plus fee.
How to get a Payday Advance from one of our retail
Getting a payday advance has never been easier. Even if you’ve had bad credit in the past, if you meet our basic credit check and underwriting requirements, you could still get a Payday Advance. To receive your
payday advance in one of over 1,000 centers nationwide, you’ll simply:
Write a personal check for the amount you want to borrow, plus the
fee or provide your checking account information to pay by debit.
Have a government issued driver’s license or photo ID
Bring your most recent checking account statement
Bring Proof Of Income – Most recent pay stub or other proof of
*Oklahoma and Indiana residents must bring proof of a Social Security
Check Into Cash will hold that check until
your next due date. At that time, you can come in and pay off the payday
advance in person. Come into one of our convenient cash advance stores to
apply. If for any reason you change your mind about your payday
loan or cash advance, you typically have up until the close of business
the following business day to rescind your payday loan transaction by
returning the cash in full, at absolutely no additional cost to you. So
the next time an unplanned expense comes up, remember, a payday advance
from a trusted lender like Check Into Cash can give you the cash you need.
It’s as easy as one, two, three…and it’s QUICK, EASY & CONFIDENTIAL®.
your vehicle and a clear title of your vehicle.
Step2: Sign Get the
cash you need and keep your vehicle
Step3: Repay Loan Repay loan
according to payment schedule.
For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
For online Customer Support please contact us at 1-877-262-2274.