• Apply online or in store.

    Tomorrow can be payday!SM

    • Online payday loans
    • Title secured loans
    • More than 1,000 U.S. locations

  • Unlock the Cash

    in Your Car

    • Keep your vehicle
    • No credit check required
    • Title secured loans or title pawn

  • Fast cash on the go

    with our mobile app!

    • Get approved in minutes
    • Manage your current loan
    • Find a store nearby

Payday Loan

I want a payday loan

Apply Now

Title Loan

What's my car worth?

Get Appraisal

Trusted & Secure

Apply online or in-store.
Tomorrow can be payday!SM

Direct lending online or at our stores, Check Into Cash makes it fast and easy for you to get the cash you need now.

As a direct lender, Check Into Cash does not sell your information to any third parties or involve any extra steps with the lending process.


Payday Loans Online: Simply complete our five-minute online application, and one of our representatives will call to take you through our confidential and secure process. Get approved today and get your cash fast!
Click here to start your online payday loan application.


Cash Advances: Stop in any of our more than 1,000 Check Into Cash centers nationwide! Just bring a check, along with your photo ID and other required documents, and complete our application.
Click here to start your store application.
*Restrictions apply. See store for details.


Title Loans/Pawn: Most of our stores now also offer title loans. A title loan is an easy way to borrow against the value of your car. Just bring in the clear title, the vehicle, and a photo ID to get the cash you need fast. Want to get started?
Click here for our Vehicle Appraisal Tool.

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Check into Cash has helped me with unexpected bill, such as a very high PG & E bill. Due to the 100 degree weather we have been experiencing this summer.

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The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

Customer Notice: A single payday loan or cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans and cash advances are not recommended as long-term financial solutions. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. Notice to CA customers: Check Into Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Notice to OH customers: In Ohio, Check Into Cash operates as a registered credit services organization (CSO). The actual lender is an unaffiliated third party. CS.900185.000. In Ohio, Loan By Phone operates as a registered Credit Services Organization (CSO). The actual lender is an unaffiliated third party. CS 900138.000.Ohio in-store license. Notice to UT customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (UT customers only). Notice to LA customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (LA customers only). TX customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. VA customers: CREDITCORP OF VIRGINIA IS LICENSED BY THE STATE CORPORATION COMMISSION. VA LICENSE # VTL-10.