Michigan Rates and Terms
Loan Amounts in Michigan
Payday Loan up to $600
Call us 877.262.2274
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If you are near a Check Into Cash (CIC) location in another state, you can visit the store and apply for a loan. Enter your ZIP code below to find a store nearby.
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About Michigan Payday Loans
Built to help with life’s small emergencies, Payday Loans offer quick cash when payday is a little too far away. Visit a location near you, and you could get $50 – $600. Apply now and you can reach payday today.
Our Payday Loan Process
A Payday Loan is a short-term advance used as an option to help a person with small, often unexpected expenses. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases like a home or a car. They are a safe and convenient way to allow a customer to stretch their buying power and help cover small, unplanned expenses.
Whether you’re suffering from seasonal expenses like holiday bills and back-to-school costs or you need help with unexpected bills or repairs, Check Into Cash can help.
How Much Can I Borrow?
Check Into Cash advances range anywhere from $50 – $600 in Michigan.
The qualifications for our loans are typically less stringent than for conventional loans. In exchange for the cash you need, Check Into Cash charges a small fee. This fee along with the original amount borrowed is typically due on your next payday.
Instant Quote By Phone
Speak to a friendly agent at your nearest store to find out how much cash you're pre-qualified to receive.
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Payday Loan FAQs
What if I need more time to repay my Payday Loan?
Can I pay my loan early?
Of course! Loans originated at a Check Into Cash store can be paid at your nearest store or through the Retail Online Customer Portal, where available. For Online Payday Loans, please contact a Customer Service Representative at 1-800-460-4305 to arrange an early payoff or visit your account in the Online Customer Portal. Please call 1-888-333-1360 if you live in these states: KS, OK, TN.
Is my cash advance or payday loan transaction confidential?
Available Store Services
Visit a nearby store to take advantage of our store services. Check Into Cash is Your One Stop Money Shop®.
We cash more checks, even some that other services won't accept.
Explore Check Cashing
Transfer money across the world, safely and quickly.
Explore Money Transfer
Sell Us Your Gift Cards
We buy new and used gift cards for most major retailers
Explore Gift Cards
Green DotTM Visa® Debit Cards
24/7 everyday banking to help you better access, budget and manage your money.
Explore Green Dot Visa®
Walk into any store to pay a monthly bill. It's quick and convenient.
Explore Bill Pay
Purchase money orders at participating store locations.
Explore Money Orders
Get Started with Check Into Cash
At Check Into Cash, we are dedicated to getting you the cash you need as quickly as possible. If you need extra funds to cover emergency bills, seasonal costs, or any other expenses, we’re Your One Stop Money Shop®.
Why Check Into Cash?
- A+ rating from the Better Business Bureau
- Over 25 years experience as an industry leader
- Easy, transparent application process
- The entire loan process is secure and completely confidential
What do I need to start my application?
- Your Social Security Number
- Your government-issued driver’s license or photo ID
- Your checking account number
- Your bank’s routing number (The nine-digit number located at the bottom of your check)**
- To be at least 21 years of age
- Proof of Income (Your most recent pay stub, for example)
Check Into Cash Cities Across Michigan
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Service Fee Amount includes $.61 for database verification fee.
If your ACH is returned due to insufficient funds, a closed account or a stop payment order, you shall be charged a $26.88 returned ACH charge.
If you qualify for and elect to extend/defer payment owed under your Customer Agreement pursuant to a repayment plan, in accordance with Michigan law, you may incur a Repayment Plan Administration Fee of $16.13.
Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. MI_FeeSchedule-060419