Michigan Rates and Terms
Loan Amounts in Michigan Not your State?
Payday Loan up to $600
Call us 877.262.2274
Are You Close to Another CIC State?
If you are near a Check Into Cash (CIC) location in another state, you can visit the store and apply for a loan. Enter your ZIP code below to find a store nearby.
You Are Close to Another CIC Store
Your ZIP Code indicates you are within 50 miles of a Check Into Cash (CIC) store in a neighboring state. Come by for a visit and apply today.
You Are Not Close to Another CIC Store
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About Michigan Payday Loans
Built to help with life’s small emergencies, Payday Loans offer quick cash when payday is a little too far away. Visit a location near you, and you could get $50 – $600. Apply now and you can reach payday today.
Our Payday Loan Process
A Payday Loan is a short-term advance used as an option to help a person with small, often unexpected expenses. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases like a home or a car. They are a safe and convenient way to allow a customer to stretch their buying power and help cover small, unplanned expenses.
Whether you’re suffering from seasonal expenses like holiday bills and back-to-school costs or you need help with unexpected bills or repairs, Check Into Cash can help.
How Much Can I Borrow?
Check Into Cash advances range anywhere from $50 – $600 in Michigan.
The qualifications for our loans are typically less stringent than for conventional loans. In exchange for the cash you need, Check Into Cash charges a small fee. This fee along with the original amount borrowed is typically due on your next payday.
Payday Loan FAQs
Can I pay my loan early?
Of course! For an Online Payday Loan, please contact a customer service representative at 877-577-7977 to arrange an early payoff.
Is my cash advance or payday loan transaction confidential?
Can I pick up the money at one of your stores?
You can choose to complete your loan online or at one of our convenient store locations, but be sure to select the appropriate channel prior to submitting your application.
Available Store Services
Visit a nearby store to take advantage of our store services. Check Into Cash is Your One Stop Money Shop®.
We cash more checks, even some that other services won't accept.
Explore Check Cashing
Transfer money across the world, safely and quickly.
Explore Money Transfer
Sell Us Your Gift Cards
We buy new and used gift cards for most major retailers
Explore Gift Cards
Reloadable Debit Cards
No bank account? No problem. Try our reloadable debit card.
Explore Reloadable Debit
Walk into any store to pay a monthly bill. It's quick and convenient.
Explore Bill Pay
Purchase money orders at participating store locations.
Explore Money Orders
Get Started with Check Into Cash
At Check Into Cash, we are dedicated to getting you the cash you need as quickly as possible. If you need extra funds to cover emergency bills, seasonal costs, or any other expenses, we’re Your One Stop Money Shop®.
Why Check Into Cash?
- A+ rating from the Better Business Bureau
- Over 25 years experience as an industry leader
- Easy, transparent application process
- The entire loan process is secure and completely confidential
What do I need to start my application?
- Your Social Security Number
- Your government-issued driver’s license or photo ID
- Your checking account number
- Your bank’s routing number (The nine-digit number located at the bottom of your check)**
- To be at least 21 years of age
- Proof of Income (Your most recent pay stub, for example)
Service Fee Amount includes $.61 for database verification fee.
If your ACH is returned due to insufficient funds, a closed account or a stop payment order, you shall be charged a $26.88 returned ACH charge.
If you qualify for and elect to extend/defer payment owed under your Customer Agreement pursuant to a repayment plan, in accordance with Michigan law, you may incur a Repayment Plan Administration Fee of $16.13.
Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. MI_FeeSchedule-060419