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Payday Loans

 Built to help with life’s small emergencies, payday loans offer quick cash when payday is a little too far away. Complete our easy online application, and you could get $50 – $1,000. Apply now and you can reach payday today! 

Apply Now

Payday Loans

 Built to help with life’s small emergencies, payday loans offer quick cash when payday is a little too far away. Complete our easy online application, and you could get $50 – $1,000. Apply now and you can reach payday today! 

Apply Online Now

Find A Check Into Cash Near You

Getting approved for a loan is quick and easy. Check In at your local store and walk out with cash today.

Find A Location Near You
easy loan process

Easy

Apply online or in-store, depending on your state. Approvals are instant, and you’ll know exactly how much you can receive.

payday loan fast

Quick

Complete the quick and easy application, and get cash in-hand immediately if applying in store, or 24 business hours online.

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Convenient

With locations nationwide, you can walk out with the cash you need today.
Find A Store Near You

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Quote By Phone

Call your local store to see how much you can pre-qualify for.

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State Center

State laws can affect how payday loans work. Find out how.

how payday loans work

How It Works

New to Payday Loans? Check out our How it Works Page.

FAQ

What is an online cash advance or payday loan?

It’s a short term, small dollar loan that gives you some extra cash before payday. The amount is usually between $50 – $1,000, depending on income level and state law limitation.

Does it cost anything to apply?

No! There is no application fee.

Does Check Into Cash offer payday loans online?

Absolutely. Check Into Cash offers fast cash advance payday loans through our simple online application. Our application is safe, secure and encrypted. We currently offer payday advances or payday loans online in Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Mississippi, Missouri, Nevada, Oklahoma, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.

Still have questions? Check out our full FAQ section here.

Our Payday Loan Process

A payday loan is a small dollar short-term advance used as an option to help a person with small, often unexpected expenses. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases like a home or a car. They are a safe and convenient way to allow a customer to stretch their buying power and help cover small, unplanned expenses. Whether you’re suffering from seasonal expenses like holiday bills and back to school costs or you need help with unexpected bills, or repairs, Check Into Cash can help.

How much can I borrow?

Check Into Cash advances range anywhere from $50 to $1,000 depending on your state of residence. The qualifications for our loans are typically less stringent than for conventional loans. In exchange for the cash you need, Check Into Cash charges a small fee. This fee along with the original amount borrowed is typically due on your next payday.

Where can I get a fast cash loan?

At Check Into Cash, we have made it easy and fast to get the cash you need, when you need it. Whether you are getting an online payday loan or visiting one of the hundreds of retail locations near you, we offer a hassle free approach to borrowing.

Apply Online Now

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Ready to Get Started?

Whether you want to apply for an online loan or prefer to visit your nearest store, it all starts with the click of a button. Click below to take the first step toward improving your financial situation.

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Find A Location

For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

For online Customer Support please contact us at 1-877-262-2274.

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. Notice to California customers: Check Into Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Loans, other than deferred deposit transactions, will be made or arranged pursuant to a Department of Business Oversight California Finance Lenders Law license. Unsecured Loan amounts range from $2,500 to $3,000. Notice to Utah customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (Utah customers only). Notice to Louisiana customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (Louisiana customers only). Notice to Texas customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice to Virginia customers: CREDITCORP OF VIRGINIA IS LICENSED BY THE STATE CORPORATION COMMISSION. VA LICENSE # VTL-10. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. Check Into Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.