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Iowa Cash Advances

You owe too much? Not so in our Iowa stores! When you’re low on cash and you need help paying your bills, you can turn to Check Into Cash for a payday advance. For whatever financial need you might have, we are proud to offer these services and many more to you. We’re your one stop money shop!

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Why Check Into Cash?

At Check Into Cash, we are dedicated to getting you the cash you need as quickly as possible. If you need extra funds to cover emergency bills, seasonal costs, or any other expenses, we’re Your One Stop Money Shop. ®

  • A+ rating from the Better Business Bureau
  • Over 20 years experience as an industry leader
  • Founding member of the Community Financial Services Association of America (CFSA)
  • Dedicated to observing the CFSA’s best practices for responsible lending
  • We believe in truthful advertising and full disclosure of our services
  • Our entire loan process is secure and completely confidential

How it works:

  • Apply — Complete our online application. It only takes about 5 minutes, and you will receive notification of your approval in seconds.
  • Sign — Agree to loan terms by electronically signing your loan documents.
  • Get Cash — Once approved, your cash will be directly deposited into your account in about 24 hours (or by the next business day*).
  • Repay Loan — The original loan amount and the fees will be debited from your bank account on the due date.

The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

Customer Notice: A single payday loan or cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans and cash advances are not recommended as long-term financial solutions. To view a list of the states we service online, please visit our license and fees page. For our privacy policy, please visit our privacy policy page. Notice to CA customers: Check Into Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Notice to OH customers: In Ohio, Check Into Cash operates as a registered credit services organization (CSO). The actual lender is an unaffiliated third party. CS.900185.000. In Ohio, Loan By Phone operates as a registered Credit Services Organization (CSO). The actual lender is an unaffiliated third party. CS 900138.000.Ohio in-store license. Notice to UT customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (UT customers only). Notice to LA customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (LA customers only). TX customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. VA customers: CREDITCORP OF VIRGINIA IS LICENSED BY THE STATE CORPORATION COMMISSION. VA LICENSE # VTL-10.