Iowa Rates and Terms
Loan Amounts in Iowa
Payday Loan up to $445
Call us 877.262.2274
Are You Close to Another CIC State?
If you are near a Check Into Cash (CIC) location in another state, you can visit the store and apply for a loan. Enter your ZIP code below to find a store nearby.
You Are Close to Another CIC Store
Your ZIP Code indicates you are within 50 miles of a Check Into Cash (CIC) store in a neighboring state. Come by for a visit and apply today.
You Are Not Close to Another CIC Store
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Iowa Payday Loan
You owe too much? Not so in our Iowa stores. When you’re low on cash and you need help paying your bills, you can turn to Check Into Cash for a Payday Advance.
For whatever financial need you might have, we are proud to offer these services and many more to you. We’re Your One Stop Money Shop®.
Instant Quote By Phone
Speak to a friendly agent at your nearest store to find out how much cash you're pre-qualified to receive.
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Available Store Services
Visit a nearby store to take advantage of our store services. Check Into Cash is Your One Stop Money Shop®.
We cash more checks, even some that other services won't accept.
Explore Check Cashing
Transfer money across the world, safely and quickly.
Explore Money Transfer
Sell Us Your Gift Cards
We buy new and used gift cards for most major retailers
Explore Gift Cards
Green DotTM Visa® Debit Cards
24/7 everyday banking to help you better access, budget and manage your money.
Explore Green Dot Visa®
Walk into any store to pay a monthly bill. It's quick and convenient.
Explore Bill Pay
Purchase money orders at participating store locations.
Explore Money Orders
Payday Loan FAQs
What if I need more time to repay my Payday Loan?
Can I pay my loan early?
Of course! Loans originated at a Check Into Cash store can be paid at your nearest store or through the Retail Online Customer Portal, where available. For Online Payday Loans, please contact a Customer Service Representative at 1-800-460-4305 to arrange an early payoff or visit your account in the Online Customer Portal. Please call 1-888-333-1360 if you live in these states: KS, OK, TN.
Is my cash advance or payday loan transaction confidential?
Get Started with Check Into Cash
At Check Into Cash, we are dedicated to getting you the cash you need as quickly as possible. If you need extra funds to cover emergency bills, seasonal costs, or any other expenses, we’re Your One Stop Money Shop®.
Why Check Into Cash?
- A+ rating from the Better Business Bureau
- Over 25 years experience as an industry leader
- Easy, transparent application process
- The entire loan process is secure and completely confidential
What do I need to start my application?
- Your Social Security Number
- Your government-issued driver’s license or photo ID
- Your checking account number
- Your bank’s routing number (The nine-digit number located at the bottom of your check)**
- To be at least 21 years of age
- Proof of Income (Your most recent pay stub, for example)
Check Into Cash Cities Across Iowa
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If your Check is not negotiable on your payment date we are authorized by Iowa Code §533D.9(2)(d) to charge you a penalty of $15.00.
Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. IAFS061413