Iowa Rates and Terms

Loan Amounts in Iowa      

Not your State?

Payday Loan up to $445

Available In Stores. See details below.

Call us 833-241-3329

Are You Close to Another CIC State?

If you are near a Check Into Cash (CIC) location in another state, you can visit the store and apply for a loan. Enter your ZIP code below to find a store nearby.

You Are Close to Another CIC Store

Your ZIP Code indicates you are within 50 miles of a Check Into Cash (CIC) store in a neighboring state. Come by for a visit and apply today.

You Are Not Close to Another CIC Store

There are no stores located near you. Search for other locations neary youWould you like to search again?

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Iowa Payday Loan

You owe too much? Not so in our Iowa stores. When you’re low on cash and you need help paying your bills, you can turn to Check Into Cash for a Payday Advance.

 

For whatever financial need you might have, we are proud to offer these services and many more to you. We’re Your One Stop Money Shop®.

Available Store Services

Visit a nearby store to take advantage of our store services. Check Into Cash is Your One Stop Money Shop®.

Check Cashing

We cash more checks, even some that other services won't accept.


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Western Union

Transfer money across the world, safely and quickly.


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Sell Us Your Gift Cards

We buy new and used gift cards for most major retailers


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Green Dot® Visa® Debit Card

24/7 everyday banking so you can shop, pay bills, get your pay up to 2 days early1 and more.


Explore The Card

Bill pay

Walk into any store to pay a monthly bill. It's quick and convenient.


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Money Orders

Purchase money orders at participating store locations.


Explore Money Orders

Payday Loan FAQs

You may be eligible for a repayment plan, depending on your state. We have options like an Extended Payment Plan (EPP), Variable Payment Plan (VPP), courtesy move, and refinance. Please call or visit your local store for details on all available repayment options. Please remember that if you cannot repay your loan in full on its due date, you should contact us one banking day before your loan is due.

Of course! Loans originated at a Check Into Cash store can be paid at your nearest store or through the Retail Online Customer Portal, where available. For Online Payday Loans, please contact a Customer Service Representative at 1-800-460-4305 to arrange an early payoff or visit your account in the Online Customer Portal. Please call 1-888-333-1360 if you live in these states: KS, OK, TN.

Yes, but certain restrictions may apply. Please see our Privacy Policy for more information.

See All Payday Loan FAQs

Get Started with Check Into Cash

Why Check Into Cash?

What do I need to start my application?

If your Check is not negotiable on your payment date we are authorized by Iowa Code §533D.9(2)(d) to charge you a penalty of $15.00.

 

Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. IAFS061413