Texas Rates and Terms

Loan Amounts in Texas      

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Title Loan up to $5,000

Small Loan up to $1,500

Available In Stores and Online. See details below.

Call us 877.262.2274

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If you are near a Check Into Cash (CIC) location in another state, you can visit the store and apply for a loan. Enter your ZIP code below to find a store nearby.

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Texas Small Loan & Title Loan

If you’ve got a really big money mayday, Check Into Cash can assist you with a Small Loan in Texas. When you’re low on cash and you need help paying your bills, you can turn to Check Into Cash for a Small Loan or Title Loan.


For whatever financial need you might have, we are proud to offer these services and many more to you. We’re Your One Stop Money Shop®.

Instant Quote By Phone

Speak to a friendly agent at your nearest store to find out how much cash you're pre-qualified to receive.

877.262.2274 877.262.2274

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Available Loans in Texas

Take the first step toward a bright financial future.
Learn more about your loan options below.

Small Loan

Get up to $1,500 for life's small emergencies.

Explore TX Small Loan

Title Loan

Get up to $5,000 and keep your car, truck, motorcycle, or RV.

Explore TX TItle

Available Store Services

Visit a nearby store to take advantage of our store services. Check Into Cash is Your One Stop Money Shop®.

Check Cashing

We cash more checks, even some that other services won't accept.

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Western Union

Transfer money across the world, safely and quickly.

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Sell Us Your Gift Cards

We buy new and used gift cards for most major retailers

Explore Gift Cards

Reloadable Debit Cards

No bank account? No problem. Try our reloadable debit card.

Explore Reloadable Debit

Bill pay

Walk into any store to pay a monthly bill. It's quick and convenient.

Explore Bill Pay

Money Orders

Purchase money orders at participating store locations.

Explore Money Orders

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Check Into Cash Cities Across Texas

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OTHER FEES: Non-sufficient Funds Fee: $30.00 | Late Fee: $7.50 or 5% of payment due, whichever is greater.


OFFICE OF CONSUMER CREDIT COMMISSIONER: This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question.


2601 North Lamar Boulevard
Austin, TX 78705
PHONE: 800.538.1579. FAX: 512.936.7610. WEBSITE: occc.texas.gov.
EMAIL: [email protected]


NOTICE: An advance of money obtained through a payday loan is not intended to meet long-term financial needs. A payday loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. TX FEE SCHEDULE 010120 (366)


Other Fees: Late Fee: $7.50 or 5% of payment due, whichever is greater. Lien Fee: $28.00 or $33.00, depending upon the county where the motor vehicle is registered. If your motor vehicle is repossessed, you will be responsible for certain costs of the repossession.


*CAB Monthly Standard Fee Rate on Single Payment Title Loans is 24.99% for loan principal amounts between $100.00 and $650.00; 13.99% for loan principal amounts between $700.00 and $950.00; 13.99% for loan principal amounts between $1,000.00 and $2,950.00; and 12.99% for loan principal amounts between $3,000.00 and $5,000.00.