Rates and Terms
Check Into Cash in Texas
Loan Amounts in Texas Not your State?
Title Loan up to $5,000
Small Loan up to $1,500
Available In Stores and Online
Texas Small Loan & Title Loan
If you’ve got a really big money mayday, Check Into Cash can assist you with a Small Loan in Texas. When you’re low on cash and you need help paying your bills, you can turn to Check Into Cash for a Small Loan or Title Loan.
For whatever financial need you might have, we are proud to offer these services and many more to you. We’re Your One Stop Money Shop®.
- State License
- Small & Title Loan Fee Schedules
- English Español
- TX Extended Payment Plan Notice
Instant Quote By Phone
Speak to a friendly agent at your nearest store to find out how much cash you're pre-qualified to receive.
Available Loans in Texas
Take the first step toward a bright financial future. Learn more about your loan options below.
Texas Store Services
Visit a store nearby to take advantage of our store services. Check Into Cash is Your One Stop Money Shop®.
Pre-Paid Debit Card
No bank account? No problem. Try our reloadable debit card.
Explore Pre-Paid Debit
Get Started with Check Into Cash
At Check Into Cash, we are dedicated to getting you the cash you need as quickly as possible. If you need extra funds to cover emergency bills, seasonal costs, or any other expenses, we’re Your One Stop Money Shop®.
Why Check Into Cash?
- A+ rating from the Better Business Bureau
- Over 25 years experience as an industry leader
- Easy, transparent application process
- The entire loan process is secure and completely confidential
What do I need to start my application?
- Your Social Security Number
- Your government-issued driver’s license or photo ID
- Your checking account number
- Your bank’s routing number (The nine-digit number located at the bottom of your check)
- Your vehicle and clear title for a Title Loan
- To be at least 21 years of age
- Proof of Income (Your most recent pay stub, for example)
Check Into Cash Cities Across Texas
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OTHER FEES: Non-sufficient Funds Fee: $30.00 | Late Fee: $7.50 or 5% of payment due, whichever is greater.
OFFICE OF CONSUMER CREDIT COMMISSIONER: This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question.
OCCC ADDRESS:
2601 North Lamar Boulevard
Austin, TX 78705
PHONE: 800.538.1579. FAX: 512.936.7610. WEBSITE: occc.texas.gov.
EMAIL: consumer.complaints@occc.texas.gov.
NOTICE: An advance of money obtained through a payday loan is not intended to meet long-term financial needs. A payday loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. TX FEE SCHEDULE 010120 (366)
Other Fees: Late Fee: $7.50 or 5% of payment due, whichever is greater. Lien Fee: $28.00 or $33.00, depending upon the county where the motor vehicle is registered. If your motor vehicle is repossessed, you will be responsible for certain costs of the repossession.
*CAB Monthly Standard Fee Rate on Single Payment Title Loans is 24.99% for loan principal amounts between $100.00 and $650.00; 13.99% for loan principal amounts between $700.00 and $950.00; 13.99% for loan principal amounts between $1,000.00 and $2,950.00; and 12.99% for loan principal amounts between $3,000.00 and $5,000.00.