Thank you for visiting www.checkintocash.com. For information about our products and services, including assistance with processing an application for credit, please call 877-276-9958 toll-free.Skip to main content
Affected by COVID-19? Here are a few resources to help during this unprecedented situation.
On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law to aid individuals and businesses impacted by the COVID-19 pandemic. This bill is the largest of its kind in U.S. history.
Individuals will receive tax credits in the form of a check or direct deposit. No action is required to receive this benefit. This includes $1,200 per adult and $500 per child to individual filers earning less than $75,000 annually, along with other stipulations. Track your Stimulus Check here.
This CARES Act also includes expanded unemployment benefits. Requirements now include self-employed, independent contractors, gig economy workers, and more. To apply, contact your state unemployment office. Find their contact information on the U.S. Department of Labor website.
At this time, mortgage lenders and servicers can provide payment deferral of up to 180 days on federally backed loans. If needed, contact your mortgage provider to discuss deferring mortgage payments.
If you cannot pay rent, talk with your housing provider, as you may be protected under the CARES Act. Read more about COVID rent relief here.
Securing a traditional personal loan isn’t always easy. Some people don’t have enough credit to qualify for a traditional loan. Or, some folks don’t have enough income for big bank approval. In fact, there are a number of reasons why getting a personal loan from a big bank could be tricky.
And yet, everyone incurs unexpected expenses. It doesn’t matter who you are, there are always events in life that happen at a moment’s notice. And when life happens, where will you go to find a quick and easy loan to cover your costs?
That’s where Check Into Cash can help. We aid all sorts of people from all walks of life with a quick and easy loan, no matter their situation or status.
Did you know over 12 million Americans use Payday Loans each year as easy and convenient financial solutions? You are not alone.
Also, according to FederalReserve.gov, 22% of U.S. adults are unbanked or underbanked. This means they do not have formal bank accounts or still take advantage of alternative financial services. So, this group might use short-term loans, in this case, as their go-to for alternative financial services.
Another reason someone may seek a quick and easy loan involves their need for flexible payment options and instant cash. These benefits aren’t always available through traditional banking routes.
Let’s Explore Our Quick and Easy Loan Options
With millions of people under-qualifying for traditional lending and big bank loans, it’s a good idea to know what other quick and easy loan options are available in your area.
Payday Loans: A Popular Short-Term Solution
One of the most popular non-traditional short-term loans is the Payday Loan. Generally, a Payday Loan (otherwise called a Payday Advance in some states) is a small amount of money typically repaid within a single pay period. So, borrowers take only what they need to span the short financial gap until their next payday rolls around.
How Can I Spend My Payday Loan?
Payday Loans are mostly used for small, unexpected expenses.
Imagine you’ve over-drafted your bank account. You may be able to avoid Non-Sufficient Funds (NSF) fees by reconciling your balance within the same day. In this case, you could simply visit a Check Into Cash store near you, walk away with cash once approved, and make a same-day deposit to fix your negative balance. Phew! Crisis averted.
If your utility bill is due ASAP, you may find yourself needing cash very quickly. If you just need a bit to hold you over, a Payday Loan may be the best option for you when you’re in a pinch.
More Money with an Installment Loan
If you need a little more money, along with a more flexible payback schedule, consider an Installment Loan. With an Installment Loan, you can borrow up to $5,000 (depending on your area) and pay it back over a longer time period.
If you’ve experienced an emergency medical bill, you may benefit from an Installment Loan. These loans offer a few hundred to a few thousand dollars, which may help with an unexpected medical expense, for example.
Need a fast auto fix? Car repairs and expenses could require a couple hundred to a few thousand dollars to fix. And you’ll want to see about them sooner rather than later. This means an Installment Loan may be the best quick and easy loan for you.
What About a Title Loan?
Do you own your car? If you have a clear title, you may be eligible for a secured Title Loan, depending on your area. Using your car title as collateral, a Title Loan can let you borrow up to $25,000.
If you need emergency home repairs, a Title Loan may work best for you. Since your loan is secured with your vehicle’s title, you may receive more money at once. This could help pay for larger repairs like HVAC or plumbing issues.
Perhaps you need a new big-ticket appliance. Maybe it’s a new refrigerator or your washing machine kicked the bucket. A Title Loan may offer enough funds to help you replace broken appliances and get your house back in working order.
Some Parting Advice for Borrowers
No matter which loan type you decide on, it’s important to never borrow more than you need. Also, try to budget your payments so that the loan is repaid on time. This will help to keep you in good standing and help to create a bright future ahead.
Check Out Our Loan Options
Hopefully you’ve learned a bit about quick and easy loan options from Check Into Cash. Want to know more? Simply follow the link below to discover more about our loans.
Learn How to Exchange Your Gift Cards for Cash Tom Hartford, Senior Editor August 17th, 2020 Affected by COVID-19? Here are a few resources to help during this unprecedented situation. CARES Act On...
Ready to Get Started?
Whether you want to apply for an online loan or prefer to visit your nearest store, it all starts with the click of a button. Click below to take the first step toward improving your financial situation.
The information provided on this website does not, and is not intended to, constitute legal or financial advice. Rather, all information, content, and materials available on this site are only meant for general informational purposes. Information on this website may not include the most up-to-date legal, financial or other information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser. We do not recommend or endorse the contents of the third-party sites nor are the owners’ such third-party sites recommending or endorsing our services. Check Into Cash is not affiliated with nor endorsed by any of the websites, companies or entities mentioned in this blog. See a licensed attorney for legal advice and see a certified public accountant or financial planner for financial advice. No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking professional advice. All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed. The content on this posting is provided “as is,” and no representations are made that the content is error-free.
For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
For online Customer Support please contact us at 1-877-262-2274.