Payday Loans

Need quick cash when your paycheck feels a little too far away? Payday Loans help cover life’s small emergencies.

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Complete our short, user-friendly form and get matched with your nearest Check into Cash store.

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A Payday Loan, also known as a Cash Advance, is a short-term loan used to help with small, often unexpected expenses. Payday Loans are typically repaid on your next pay date, usually between two to four weeks.

Get matched with your nearest store to apply for a Payday Loan and you could receive $50 to $1,800, depending on your state.

These small-dollar loans are a safe and convenient way to stretch your buying power when it matters most. Whether you’re struggling to make ends meet or facing unexpected bills or repairs, a Payday Loan from Check Into Cash can help.

Where can I get a fast cash loan?

At Check Into Cash, we make it fast and easy to get the cash you need. We're proud to offer hassle-free borrowing options.

How much money can I borrow?

State laws regulate the maximum Payday Loan amounts. These range from $50 to $1,800, and are based on your eligibility and ability to repay.

See What’s Available

We want to help you find the most convenient loan. To find available loans in your state, simply type your City and State or ZIP code into the field to search by state.

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Payday Loan FAQs

A payday loan is a short-term loan designed to help bridge the gap between paydays. Because the loan is short-term, repayment is typically due on your next payday. This quick cash can be helpful when dealing with emergencies or unexpected expenses.
To apply for a payday loan from Check Into Cash, you’ll need the following:
  • A valid government-issued photo ID
  • Proof of income
  • Proof of an open and active bank account
  • Social Security Number/ITIN
  • Direct deposit information
  • Your most recent bank statement
  • Additional information may be required during the application process.
  • Payday loan amounts vary by state and how much you qualify for during the application process.
    See All Payday Loan FAQs

    How Payday Loans Work

    How to get started image

    Easy Apply

    Get started online or visit a store near you for our easy application. You can be approved in just a few minutes.

    Get Cash

    Once approved, you can leave the store with cash in hand.

    Pay It Back

    Simply repay your loan, plus fees, according to your payment schedule. No surprises.

    Choose Your Loan

    Take the first step toward a bright financial future.
    You’ve got more than just Payday Loans at your fingertips.

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    Borrow as much and as often as you like within your credit limit.


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    Over 200 Locations | Find a Store Near You

    With locations in over 15 states, finding a store nearby is quick and easy. Find your closest store location by entering your ZIP code below.

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