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Get Your Payday Loan Online!

Apply in just Minutes!

  • Get Approved in seconds
  • Get Cash Online in as Little as 24 Hours
  • Get Money in Stores Immediately.
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CFSA Network Solutions

State Center

State laws can affect how payday loans work. Find out how.

How It Works

New to Payday Loans? Check out our How it Works Page.

FAQs

Have questions? Find the answers in our FAQ page

Our Online Loan Process

Online payday loans by direct lenders are perfect for anyone that needs extra cash but finds getting to a store inconvenient or difficult.

How do I get a loan online?

Advances from Check into Cash are designed to bridge a cash gap between paydays. And, while the reasons you may need the money can be complicated, the process to get the loan is simple. Complete the online loan application, get approval, get your cash. Our application only takes 5 minutes and you are approved instantly.

How much can I borrow in my state?

Online lending laws vary by state. Depending upon your state of residence, additional documentation may be required such as a social security card or state issued photo identification. A detailed description of each states terms and rates can be found on our Rates & Terms page.

Wherever you are, rest assured that Check into Cash will provide you with all the details related to getting your process completed as quickly and as easily as possible.
Or visit us at one of our 1,000 locations – Find a store near you.

How do Online Payday Loans Work?

Click Here to view our process

Trustpilot

The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

For online Customer Support please contact us at 1-877-262-2274.

Customer Notice: A single payday loan or cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans and cash advances are not recommended as long-term financial solutions. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. Notice to CA customers: Check Into Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Notice to OH customers: In Ohio, Check Into Cash operates as a registered credit services organization (CSO). The actual lender is an unaffiliated third party. CS.900185.000. In Ohio, Loan By Phone operates as a registered Credit Services Organization (CSO). The actual lender is an unaffiliated third party. CS 900138.000. Ohio in-store license. Notice to UT customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (UT customers only). Notice to LA customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (LA customers only). TX customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. VA customers: CREDITCORP OF VIRGINIA IS LICENSED BY THE STATE CORPORATION COMMISSION. VA LICENSE # VTL-10.