Iowa Rates and Terms

Loan Amounts in Iowa      

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Payday Loan up to $445

Available In Stores. See details below.

Call us 833-241-3329

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If you are near a Check Into Cash (CIC) location in another state, you can visit the store and apply for a loan. Enter your ZIP code below to find a store nearby.

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Your ZIP Code indicates you are within 50 miles of a Check Into Cash (CIC) store in a neighboring state. Come by for a visit and apply today.

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Iowa Payday Loan

You owe too much? Not so in our Iowa stores. When you’re low on cash and you need help paying your bills, you can turn to Check Into Cash for a Payday Advance.

 

For whatever financial need you might have, we are proud to offer these services and many more to you. We’re Your One Stop Money Shop®. Once approved, you could receive $50 – $445.

Available Store Services

Visit a nearby store to take advantage of our store services. Check Into Cash is Your One Stop Money Shop®.

Check Cashing

We cash more checks, even some that other services won't accept.


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Western Union

Transfer money across the world, safely and quickly.


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Sell Us Your Gift Cards

We buy new and used gift cards for most major retailers


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Green Dot® Visa® Debit Card

24/7 everyday banking so you can shop, pay bills, get your pay up to 2 days early1 and more.


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Bill pay

Walk into any store to pay a monthly bill. It's quick and convenient.


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Money Orders

Purchase money orders at participating store locations.


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Payday Loan FAQs

A payday loan is a short-term loan designed to help bridge the gap between paydays. Because the loan is short-term, repayment is typically due on your next payday. This quick cash can be helpful when dealing with emergencies or unexpected expenses.
To apply for a payday loan from Check Into Cash, you’ll need the following:
  • A valid government-issued photo ID
  • Proof of income
  • Proof of an open and active bank account
  • Social Security Number/ITIN
  • Direct deposit information
  • Your most recent bank statement
  • Additional information may be required during the application process.
  • Payday loan amounts vary by state and how much you qualify for during the application process.
    See All Payday Loan FAQs

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    If your Check is not negotiable on your payment date we are authorized by Iowa Code §533D.9(2)(d) to charge you a penalty of $15.00.

     

    Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. IAFS061413