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State laws can affect how payday loans work. Find out how.

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New to Payday Loans? Check out our How it Works Page.

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Have questions? Find the answers in our FAQ page

Illinois Payday Loans

Come on, feel the Illinois in one of our many Check Into Cash store locations. When you’re low on cash and you need help paying your bills, you can turn to Check Into Cash for a payday loan, an installment payday loan or title loan. For whatever financial need you might have, we are proud to offer these services and many more to you. We’re your one stop money shop!

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Why Check Into Cash?

At Check Into Cash, we are dedicated to getting you the cash you need as quickly as possible. If you need extra funds to cover emergency bills, seasonal costs, or any other expenses, we’re Your One Stop Money Shop. ®

  • A+ rating from the Better Business Bureau
  • Over 20 years experience as an industry leader
  • Founding member of the Community Financial Services Association of America (CFSA)
  • Dedicated to observing the CFSA’s best practices for responsible lending
  • We believe in truthful advertising and full disclosure of our services
  • Our entire loan process is secure and completely confidential

How it works:

  • Apply — Complete our online application. It only takes about 5 minutes, and you will receive notification of your approval in seconds.
  • Sign — Agree to loan terms by electronically signing your loan documents.
  • Get Cash — Once approved, your cash will be directly deposited into your account in about 24 hours (or by the next business day*).
  • Repay Loan — The original loan amount and the fees will be debited from your bank account on the due date.

For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

For online Customer Support please contact us at 1-877-262-2274.

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. Notice to CA customers: Check Into Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Notice to OH customers: In Ohio, Check Into Cash operates as a registered credit services organization (CSO). The actual lender is an unaffiliated third party. CS.900185.000. In Ohio, Loan By Phone operates as a registered Credit Services Organization (CSO). The actual lender is an unaffiliated third party. CS 900138.000. Ohio in-store license. Notice to UT customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (UT customers only). Notice to LA customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (LA customers only). TX customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. Check Into Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.VA customers: CREDITCORP OF VIRGINIA IS LICENSED BY THE STATE CORPORATION COMMISSION. VA LICENSE # VTL-10.