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5 Summertime Savings Tips to Keep Your Budget CoolThe heat is on. We’ve officially reached summertime. And while this year has certainly been quite different from years past, we can still count on two things this summer season: warm weather and lots of sunshine. With everything going on these days, you may be searching for a few summertime savings tips to keep your budget cool this month.
Looking for a few ways to spend a little less money this summer? We’ve got 5 summertime savings tips here to help you keep costs low this month and beyond.
1. Shop Summer Holiday SavingsThis year, the United States of America turned 245 years old. And to celebrate, countless companies across the nation will hold special Independence Day sales online and storewide. These sales extend throughout July and may offer a few summertime savings opportunities.
Save on GroceriesBoth local and chain grocery stores typically run sales on foods related to outdoor celebrations around summertime. This may include bags of chips, meats for BBQ, soft drinks, and more. If you’re able, this is an opportune time to rack up on non-perishable food items while they’re on sale. Remember, you can also freeze meat, veggies, and even bread, too.
Shop Large PurchasesIf you’re in the market for a big-ticket item, you may be able to find it at a discount. During peak summer months and back to school shopping events, major retailers run all sorts of sales. For example, you may find appliances, mattresses, technology, and outdoor items at special prices. Keep in mind, the next big holiday sales event is in September for Labor Day.
2. Conserve ElectricityWith summertime comes lots of sunshine. That means less need for lights on in the house and more time spent outdoors.
Bump up the TemperatureIt’s hot out there. So that means your AC unit works overdrive to keep things cool in the house. Raise the thermostat a bit to help conserve electricity and combat rising utility costs. Sure, it’ll be a little warmer. But don’t worry, you’ll adjust in no time.
Cover WindowsIf you’re trying to keep the house cool, you may want to cover up a few windows. While the glass lets in sunshine, it also allows heat inside, too. Lower the blinds, close the curtains, or get crafty with your window coverings.
Look for Cracks and Air LeaksIn older homes and buildings, you may find some air leaks around windows and doors. These cracks allow warm air inside. Visit a hardware store nearby for an easy solution to seal up those air leaks.
3. Head OutdoorsIf you’re looking for summertime savings tips for activities and vacations, consider the great outdoors. Whether you’re trying to entertain the kiddos or looking for some peace and quiet, there’s much fun to be had out there. And the best part is that outdoor activities can be budget-friendly. For example, many state and national parks are free. These protected natural areas usually have hiking trails, water activities, parks for kids to play, and more. You can even have fun in the sun right at home. Whether it’s a homemade slip and slide, flying a kite, or biking, running, or jogging, there’s much to do outside during summertime.
4. Garage SalesThere’s something about summertime that screams garage sale! These nifty second-hand sales offer both thrifty snags and some extra cash.
Visit a Nearby Garage SaleIf you’re searching for new clothes, furnishings, or home entertainment, you’re bound to find summertime savings at a garage sale nearby. You can find these through neighborhood signs and postings, in your local newspaper, and on Craigslist and Facebook, just to name a few places.
Host Your Own Garage SaleOn the other hand, if you wish to sell a few unwanted items, you may want to host your own garage sale. Here’s the secret to success: join forces with other families. Reach out to neighbors or collaborate with your church or other local groups to hold a multi-family garage sale. This will attract more buyers with more items to offer.
5. Dig Up Your VeggiesOne of the most popular summertime savings tips is to grow your own garden. Of course, this activity does require a startup cost. However, you’ll reap the benefits you sow when harvest time comes around. Depending on your area, this time of year is when you start planting cabbage, carrots, kale, and spinach. These hearty greens will make scrumptious meals for you and your family. Plus, did you know that leafy greens take longer to digest? That means you’ll stay fuller longer.
Need Cash? Try Check Into CashTo make your summertime a little sweeter, we’ve got a few loan options for you.
Payday Loans from Check Into CashNeed a small, quick loan? A Payday Loan is a small-dollar, short-term personal loan used to help with unexpected expenses. Payday Loans generally range from $50–$500, depending on your state, and are not intended to be used on large purchases. Payday Loans are a safe and convenient way to cover small, unplanned expenses. Built to help with life’s small emergencies, Payday Loans offer quick cash when payday is a little too far away.
Installment Loans from Check Into CashNeed a little more cash? An Installment Loan is a longer term loan that offers higher dollar amounts of up to $5,000, depending on your area. You can pay it back over a longer period of time with bi-weekly or monthly payments over terms ranging a few weeks to a few months. Also, there is no penalty for early payment. Installment Loans can cover emergency expenses during extended times of financial need and uncertainty.
Try a Title LoanWith a Title Loan, you can borrow using your vehicle title as collateral. If this loan type is offered in your area, all you need to do is bring the clear title of your vehicle and a few other documents, like proof of income and photo ID, depending on your state. Then, if approved, you can drive away with cash the same day.
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