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Affected by COVID-19? Here are a few resources to help during this unprecedented situation.
On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law to aid individuals and businesses impacted by the COVID-19 pandemic. This bill is the largest of its kind in U.S. history.
Individuals will receive tax credits in the form of a check or direct deposit. No action is required to receive this benefit. This includes $1,200 per adult and $500 per child to individual filers earning less than $75,000 annually, along with other stipulations. Track your Stimulus Check here.
This CARES Act also includes expanded unemployment benefits. Requirements now include self-employed, independent contractors, gig economy workers, and more. To apply, contact your state unemployment office. Find their contact information on the U.S. Department of Labor website.
At this time, mortgage lenders and servicers can provide payment deferral of up to 180 days on federally backed loans. If needed, contact your mortgage provider to discuss deferring mortgage payments.
If you cannot pay rent, talk with your housing provider, as you may be protected under the CARES Act. Read more about COVID rent relief here.
Thankfully, there are plenty of ways to make extra money in today’s world, and one of them is to sell your unwanted items laying around the house to people who want them. Plus, this may add a little extra cash between paychecks. Less clutter and more cash— it’s a win-win.
Think you’ll never use that blender again? Sell it. What about that dress from last year that still has the tag on it? Time to let it go. And the exercise machine that you converted into a clothes hanger? Yep, that too! The best part is that finding the perfect buyer is simple, whether you take cash face-to-face or get paid via PayPal or another online payment system.
Do you have old items around the house that you’d like to get rid of? We’ll help you discover how to raise a few extra bucks as you sell your unwanted items.
Until recently, selling in-person was the only way to sell unwanted items. And for many, it is still the preferred method. There’s nothing quite like cashing in on a sale face-to-face.
How can I sell goods to people in person?
Yard or garage sale
Pawning or selling your items at a pawn store
Trading or selling your items at a flea market
Unlike other methods, selling items in-person reduces the risk of scams. But they can still happen, so be on guard. If someone wants to use a credit card or pay using an iPhone or other device, make sure payment makes it to your account before allowing them to drive away. This way you don’t wind up giving your items away to a scam artist.
Which In-Person Option Is Best for Me?
Your best in-person selling option depends on how quickly you need to sell. For example, Flea markets and pawn shops are great for instant sales. You simply walk into the store or flea market and offer your goods. Then, if the vendor likes what you have to offer, you settle on a price, get your money, and move along.
However, if you can wait until the weekend and you have a lot of things to sell, a garage sale may be preferable. With a garage sale, you set the prices. If someone likes an item, you may have to negotiate prices. So be ready, because people expect major deals at yard sales.
Still, one of the perks is that if you have heavy or large items, a yard sale is an easy way to have buyers pick up your item and take it home without you having to do any heavy lifting.
Online Sales Platforms for In-Person Meetups
Want to catch a wider audience to sell your unwanted items? Then you may want to sell your stuff on an online marketplace and then meet up with the buyer. No matter if you have collectibles, musical instruments, odd car parts, DVDs, magazines, tools, or more, there’s a place to sell it online.
Here are a few places that allow you to market your items online for in-person meetups:
Reverb (specific to music instruments)
Long gone are the days of fliers and poorly made lawn signs advertising your stuff. Thankfully, the internet allows us to connect buyers and sellers with each other easily, and more importantly—quickly. Using platforms like Craigslist or social media sites like Facebook Marketplace can streamline the selling process greatly.
Our Suggestion: If you’re planning to meet someone to trade your items for cash, always meet in a public, well-lit area. Some towns even have specially designated swap stop areas that are video recorded for your safety. Remember, no amount of money is worth compromising your safety and well-being.
Other Online Marketplaces You Can Use to Sell Stuff Online
Want some more options to sell your unwanted items? There are countless online marketplaces that don’t require you to ever see or even communicate with buyers. They find your item, purchase the item, and then you take it to the post office to ship. It’s that easy.
What online marketplaces should you look into for fast cash?
Getting started on any of these platforms is simple. Simply create an account, list your items, set your sale prices, and you’re good to go. Unsure how much to sell that handmade handbag? Look for similar items online and see what the going price is. If there’s nothing like it, swing by a consignment store and ask what they would sell your item for.
With a little effort, you can reap a big payout that puts extra money in your pocket.
Get Cash Fast When You Need It Most
Tried the ideas outlined above and with no luck? Here’s some good news. You can still get the cash you need, and you can have it placed right into your hand or as a direct deposit to your bank account.
With a short-term loan from Check Into Cash, you can make money fast. Depending on your loan terms, you may be required to pay off your loan on your next payday or months down the road.
Need More Cash?
Interested in learning more about Installment Loans? Click to visit Check Into Cash’s Installment Loans page below to find out more about the process and learn how much you’re eligible to receive.
CASH 101: How a Prepaid Debit Card Works Tom Hartford, Senior Editor December 28th, 2020 Affected by COVID-19? We've pulled together a few resources to help during this unprecedented situation....
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