What are the Advantages to Working With a Direct Lender? Tom Hartford, Senior Editor January 4th, 2021 Affected by COVID-19? We've pulled together a few resources to help during this unprecedented...
Tom Hartford, Senior Editor
January 8th, 2021
Affected by COVID-19? We've pulled together a few resources to help during this unprecedented situation. Learn more about how to handle COVID-19 here.
In the past, Payday Loans have received some negative criticism. Yet, they’re still around because they serve a special purpose for specific scenarios. Sometimes, folks just need quick cash for emergencies without having to jump through hoops.
A Payday Loan, also known as a Payday Advance, is a short-term loan used to help with small, often unexpected expenses. Payday Loans are typically repaid on your next pay date, usually between two to four weeks.
These small-dollar loans are a safe and convenient way to stretch your buying power when it matters most. Whether you’re struggling to make ends meet or facing unexpected bills or repairs, a Payday Loan from Check Into Cash can help. Read more about Payday Loans here.
Payday Loans are built to help with small, often unexpected expenses. Here are 10 Payday Loan benefits and how these loans can work to your advantage.
Payday Loans are well known for helping those with less-than-perfect credit. While traditional banks and lenders typically have tighter restrictions on their loans, Payday Loans are built for everyday people who may need a boost when times get tough.
From start to finish, the application process for a Payday Loan is relatively quick and easy. Just answer a few questions, share a few documents, and once you submit your application, you’ll receive a nearly instant decision. This lets you carry on with your day and get back to things that matter most.
Once approved, you’ll receive cash right on the spot when you visit a Check Into Cash store location. No waiting; simply walk away with funds in-hand. When you apply online, you’ll receive funds in your bank account as soon as the next business day.
Check Into Cash takes your privacy and confidentiality very seriously. Not only is it the law, but it’s also one of our core principles. Rest assured, when applying for a Payday Loan or any other product or service from Check Into Cash, your personal information is kept secure. Read more about our privacy policy.
Your approved loan amounts rely on your income, credit history, and a few other factors. This helps Payday Lenders give the right amount. Not too little, not too much. You’ll get a manageable Payday Loan that can be repaid easily according to your pay schedule.
While some loans drag on for months, years, and even decades, the lifespan of a Payday Loan is short and sweet. It’s due according to your pay schedule, so as long as your payments are made on time, there’s no revolving debt rollover from one month to the next.
At Check Into Cash, we won’t tell you how to spend your money. After all, it’s YOUR money. You can spend it however you wish.
Things happen. Life can change at the drop of a hat. A Payday Loan may be a helpful solution if you find yourself in a financial pinch. If things go south at a moment’s notice, you can rely on Check Into Cash.
Each state sets a limit on the amount of interest and fees allowable by law. This helps keep businesses in line and protects consumers from less-reputable companies who may try to take advantage of your situation.
Short-term lending is a highly regulated industry. There are countless rules, laws, and legislation in place to keep financial companies honest and open with their loan products. This means fewer surprises knowing your Payday Loan comes from a compliant company like Check Into Cash.
Here’s a brief overview of how Payday Loans from Check Into Cash work:
Whether your state offers in-store or online services, our application is Quick, Easy & Confidential®. Get approved in minutes.
Once approved, leave a store with cash in hand, or have funds deposited online as soon as the next business day, depending on your state.
Simply repay your Payday Loan, plus fees, usually within two to four weeks, according to your pay schedule. No surprises.
For a Payday Loan, you’ll visit your nearest store to complete the loan process and leave with your cash in-hand.
For Online Payday Loans, the entire transaction occurs online. Funds are deposited in your account as soon as the next business day once approved.
Depending on your state of residence, you may be eligible for one or both of these quick, helpful loans. Get started by applying here to see how much you’re qualified to receive.
Did you know Check Into Cash provides more than Payday Loans? That’s right, we also allow Check Cashing, Money Transfer, Bill Pay, and more. Discover all we have to offer by clicking below.
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Whether you want to apply for an online loan or prefer to visit your nearest store, it all starts with the click of a button. Click below to take the first step toward improving your financial situation.
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For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
For online Customer Support please contact us at 1-877-262-2274.
Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. Notice to California customers: Check Into Cash is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Notice to Utah customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (Utah customers only). Notice to Louisiana customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (Louisiana customers only). Notice to Texas customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party.Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. Check Into Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Notice to Delaware customers: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. A payday loan is not intended to meet long-term financial needs.