10 Payday Loan Benefits and How They Can Work For You Tom Hartford, Senior Editor January 8th, 2021 Affected by COVID-19? We've pulled together a few resources to help during this unprecedented...
Tom Hartford, Senior Editor
January 4th, 2021
Affected by COVID-19? We've pulled together a few resources to help during this unprecedented situation. Learn more about how to handle COVID-19 here.
With all sorts of lenders available, it may be tricky to figure out who to borrow from. Imagine finding a lender, taking out a loan, and then before you know it, they’ve sold your loan to another lending company. This happens all too often with mortgage companies especially.
Wouldn’t it be great to work with one company throughout the entire life of your loan? That’s what you can expect when working with a direct lender as long as your loan stays in good standing.
A direct lender is responsible for managing each and every step of your loan process. Direct lenders handle everything from processing your application to funding your loan to receiving your repayment and everything in between. While taking care of all this, direct lenders like Check Into Cash also work hard to protect the security of your financial and personal information.
You’ll typically work hand-in-hand with a direct lender throughout the entire life of your loan. This is just one advantage to working with direct lenders.
By definition, funds loaned by direct lenders come directly from them. There is no third party, and direct lenders are not acting as middlemen for loans. Rather, they own every dollar they’re lending.
Because of this, direct lenders like Check Into Cash have full lending terms spelled out obviously and clearly. This allows individuals to better understand exactly how much money they can access as well as any related fees.
When speed matters, you don’t want to have to deal with multiple companies just to access emergency funds. That’s one reason why direct lenders are a great choice. Dealing with a direct lender can make way for instant approvals, reducing the time and energy when it matters most.
Another direct lender advantage is that you don’t get passed from company to company. Rather, you deal with the same company throughout every aspect of your loan process. From start to finish, as long as you’re in good standing, you’ll only have to deal with one loan company.
Additionally, Check Into Cash handles your personal and financial information with great care. We pride ourselves on confidentiality and keeping your information secure. Instead of being passed around from company to company, working with a single direct lender can lead to less sharing of your personal information.
Direct lenders like Check Into Cash have the power to make funding decisions quickly. The end result is that the direct lender controls its own lending criteria, allowing greater control over which customers get the funds they’re seeking.
Want to learn more about the process of working with a direct lender? It’s short and simple, and with an instant approval process, you’ll immediately find out how much credit you can access.
When seeking a small loan from a direct lender like Check Into Cash, here are the steps you should expect:
Depending on your state, each type of loan offers a different amount of cash. For a Payday Loan, for example, you can get as little as $50 and as much as $1,500. The amount you receive is based on many lending factors.
No, your credit doesn’t need to be perfect to apply. In fact, people turn to direct lenders for short-term loans with less-than-perfect credit every day.
Ready to find a direct lender to get started on your next small loan? Get started with Check Into Cash online to see how much money you’re pre-qualified to receive. Then, in a matter of minutes, you can fill out the application and then kick back and relax. Because once approved, the cash you need will be heading your way.
Did you know Check Into Cash provides more than Payday Loans? That’s right, we also allow Check Cashing, Money Transfer, Bill Pay, and more. Discover all we have to offer by clicking below.
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For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
For online Customer Support please contact us at 1-877-262-2274.
Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. Notice to California customers: Check Into Cash is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Notice to Utah customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (Utah customers only). Notice to Louisiana customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (Louisiana customers only). Notice to Texas customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party.Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. Check Into Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Notice to Delaware customers: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. A payday loan is not intended to meet long-term financial needs.