We’re licensed and regulated by the state. We assure you'll get the best rate!
The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
*Title secured loan and Title Pawn offers vary by state. Restrictions apply. **Check Cashing - Subject to check verification process. Excludes personal checks.
Notice to TX customers: In Texas, Check Into Cash Operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.
Notice to CA customers: Check Into Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Notice to OH customers: In Ohio, Check Into Cash operates as a registered credit services organization (CSO). The actual lender is an unaffiliated third party. CS.900185.000. In Ohio, Loan By Phone operates as a registered Credit Services Organization (CSO). The actual lender is an unaffiliated third party. CS 900138.000. Notice to UT customers: For comments or questions please call the Utah Department of Financial Institutions at 801-538-8830.