Anyone can have financial problems. Whenever the money going out is more than the money coming in, a cash crunch can ensue. A Personal Loan can keep you afloat till the money starts flowing back the right way.
What Is a Personal Loan
Secured Personal Loan
A secured Personal Loan is “secured through the pledging of an asset that you have verifiable ownership of. The most common assets required by lenders are your home or your vehicle. Because the lender can claim these assets in the event the loan is not paid back, their risk is lower than lenders of unsecured Personal Loans so you can expect larger loans, lower interest and longer terms.
Unsecured Personal Loan
An unsecured Personal Loan is completely different than secured loans in every way. Since there are no assets to back the loan, lenders have much higher risk. Due to the higher risk, loan amounts are smaller, interest rates are higher by comparison, and the length of the loans are shorter. While the application process may not be drastically different between the two types of personal loans, due to the riskier nature of unsecured loans, credit checks may be more thorough depending on the amount of the loan.
See What’s Available
We want to help you find the most convenient loan. To find available loans in your state, simply type your City and State or ZIP code into the field to search by state.
How a Personal Loan Works
Whether in-store or online, our application is Quick, Easy & Confidential®. You can be approved in a minute or less.
Get Funds Fast
Once approved, leave a store with cash in hand, or have it deposited online as soon as the next business day.
Pay It Back
Simply repay your Personal Loan, plus fees, according to your pay schedule and terms. No surprises.
Personal Loan FAQs
Can I still get an Installment Loan even if I have bad credit?
Yes. Even if you’ve had bad credit in the past, or still have less-than-perfect credit, you may still be eligible for an Installment Loan from Check Into Cash. If you meet our basic eligibility and underwriting requirements, you could still receive the quick money you need, so don’t hesitate to apply.
How do I receive money for my Installment Loan?
If you apply in a store, you will receive same-day cash and walk away with your money, once approved.
If you apply online, your funds are electronically deposited directly into your active checking account, once approved.
Can I have a Payday Advance and Installment Loan at the same time?
No. Check Into Cash only allows you to have one credit product at a time.
Choose Your Next Loan
Take the first step toward a bright financial future. Learn more about your loan options below.
A short-term loan built to handle life's small emergencies.
Offers more money, longer payback terms, and lower payments.
Turns your vehicle title into cash, and the title returns to you upon final payment.
Flex Line Of Credit
Borrow as much and as often as you like within your credit limit.
Get answers to your most frequently asked questions.
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