Get A Personal Loan Fast!

Apply in just Minutes!

  • Get Approved in seconds
  • Get Cash Online in as Little as 24 Hours
  • Get Money in Stores Immediately.
bg-hero-img-Payday-Loans

Start Here

* By submitting your information you agree to the terms of our Privacy Policy and Terms of Web Site Use.

Apply Here

Process your loan
Online
In-Store
*By submitting your information you agree to the terms of our Privacy Policy and Terms of Web Site Use.
BBB CFSA Network Solutions

Personal Loans Online or In-Stores

Anyone can have financial problems. Whenever the money going out is more than the money coming in a cash crunch can ensue. A personal loan can keep you afloat till the money starts flowing back the right way. There are basically two types of personal loans. Knowing which works for you is the first step to making it happen.

The two basic types of personal loans are secured and unsecured.

Secured Personal Loan

A secured personal loan is “secured through the pledging of an asset that you have verifiable ownership of. The most common assets required by lenders are your home or your vehicle. Because the lender can claim these assets in the event the loan is not paid back their risk is lower than lenders of unsecured personal loans so you can expect larger loans, lower interest and longer terms.

Unsecured Personal Loan

An unsecured personal loan is completely different than secured loans in every way. Since there are no assets to back the loan, lenders have much higher risk. Due to the higher risk, loan amounts are smaller, interest rates are higher by comparison, and the length of the loans are shorter. While the application process may not be drastically different between the two types of personal loans, due to the riskier nature of unsecured loans, credit checks may be more thorough depending on the amount of the loan.

Check out our Online options and see if they make sense for your needs.

The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.