FAQs

Yes. Even if you’ve had bad credit in the past, or still have less-than-perfect credit, you may still be eligible for an Installment Loan from Check Into Cash. If you meet our basic eligibility and underwriting requirements, you could still receive the quick money you need, so don’t hesitate to apply.

If you apply in a store, you will receive same-day cash and walk away with your money, once approved.

If you apply online, your funds are electronically deposited directly into your active checking account, once approved.

No. Check Into Cash only allows you to have one credit product at a time.

Yes. We gather information from several risk assessment and national databases.

It takes just minutes to fill out our Online Installment Loan application. After you apply, you will receive your loan decision notice by email. You may receive a call from a customer service representative shortly thereafter.

You may need to provide more information, such as a bank statement and/or pay stub, in addition to your Online Installment Loan application.

Installment Loans have longer payback terms compared to Payday Loans. So your scheduled payments are spread over weeks or even months. These due dates are aligned with your pay schedule, too.

A Check Into Cash Installment Loan has longer repayment terms and typically higher principal loan amounts compared to Payday Loans.

Also, while Payday Loans are designed to be paid off on their specific due date, an Installment Loan involves regular scheduled payments spread out over weeks or months.

Installment Loans can provide more money to take care of larger purchases. Perhaps you need a new appliance, a house or car repair, want to consolidate debt, or just need extra money this month. An Installment loan can help cover some of life’s larger costs.

Where available, each state has its own Installment Loan requirements. You may need some or all items below: An Active Bank Account, Government-Issued Photo ID, Proof of Income, Most Recent Bank Statement, Social Security Number/ITIN

State laws regulate the maximum Installment Loan amount. These typically range from $50 to $5,000, depending on your state. The Installment Loan you receive is based on your eligibility and ability to repay.

Yes, you can pay your Installment Loan before the maturity date without a pre-payment penalty. Plus, paying your loan early saves finance charges since interest is charged daily on an outstanding principal.