Personal Loan

Anyone can have financial problems. Whenever the money going out is more than the money coming in, a cash crunch can ensue. A Personal Loan can keep you afloat till the money starts flowing back the right way.

Get Started Find A Store

833-241-3329

What Is a Personal Loan

A Personal Loan, is a short-term loan requested to hold you over until your next payday or to help cover unexpected bills. There are basically two types of personal loans. Knowing which works for you is the first step to making it happen.

Secured Personal Loan

A secured Personal Loan is “secured through the pledging of an asset that you have verifiable ownership of. The most common assets required by lenders are your home or your vehicle. Because the lender can claim these assets in the event the loan is not paid back, their risk is lower than lenders of unsecured Personal Loans so you can expect larger loans, lower interest and longer terms.

Unsecured Personal Loan

An unsecured Personal Loan is completely different than secured loans in every way. Since there are no assets to back the loan, lenders have much higher risk. Due to the higher risk, loan amounts are smaller, interest rates are higher by comparison, and the length of the loans are shorter. While the application process may not be drastically different between the two types of personal loans, due to the riskier nature of unsecured loans, credit checks may be more thorough depending on the amount of the loan.

Get Started

Instant Quote By Phone

Speak to a friendly agent at your nearest store to find out how much cash you're pre-qualified to receive.

833-241-3329 833-241-3329

• Call Now

Call Now

See What’s Available

We want to help you find the most convenient loan. To find available loans in your state, simply type your City and State or ZIP code into the field to search by state.

ZIP CODE

Please enter your Zipcode

How a Personal Loan Works

Easy Apply

Whether in-store or online, our application is Quick, Easy & Confidential®. You can be approved in a minute or less.

Get Funds Fast

Once approved, leave a store with cash in hand, or have it deposited online as soon as the next business day.

Pay It Back

Simply repay your Personal Loan, plus fees, according to your pay schedule and terms. No surprises.

Find a Store Get Started

Personal Loan FAQs

What is an installment loan? How do installment loans from Check Into Cash work?

An installment loan is generally a longer-term loan that can provide customers with more funds than a payday loan, along with a longer repayment period. Once you complete our application process and if you are approved, you will receive one lump sum dispersal of funds, which you will repay according to your scheduled repayment terms.

What do I need to apply for an installment loan from Check Into Cash?

To apply for an installment loan from Check Into Cash, you will need to bring the following items:

Valid government-issued photo ID

Proof of income

Proof of your open and active bank account

Social Security Number/ITIN

Direct deposit information

Your most recent bank statement

Additional information may be required during the application process.

What is the difference between Check Into Cash installment loans and payday loans?

A payday loan is a short-term loan designed to help consumers bridge the gap between paydays. Installment loans, on the other hand, are meant for longer-term financial needs, generally offering a larger loan amount with a repayment period that can extend weeks or months. Rates are traditionally higher on payday loans as opposed to installment loans.

See All Personal Loan FAQs