Online Installment Loan

With our online application, you can get approved in minutes and get your cash in as little as 24 hours. Our online Installment Loan application is Quick, Easy & Confidential®.

Online Installment Loans may have longer terms and offer higher loan amounts from $50 to $5,000, depending on your state.

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About Installment Loans

An Installment Loan allows for a larger lump sum of cash that is repaid in installments over a longer time span. Once approved, you'll receive a larger lump of cash to spend however you wish. This can cover medical bills, home or car expenses.

What is an Installment loan?

An Installment Loan can offer more money than other types of cash advances and short-term loans. You can also pay it back over a longer period of time. Repay in bi-weekly or monthly payments over terms ranging from a few weeks to a few months. Plus, there's no penalty for early payment.

How much money can I borrow?

State laws regulate the maximum Installment Loan amount. These typically range from $50 to $5,000, depending on your state. The Installment Loan you receive is based on your eligibility and ability to repay.

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Instant Quote By Phone

Speak to a friendly agent at your nearest store to find out how much cash you're pre-qualified to receive.

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How It Works

Easy Apply

Our Online application is Quick, Easy & Confidential®. You can be approved in just a few minutes.

Get Funds Fast

Once approved, have your funds deposited into your bank account as soon as the next business day.

Pay It Back

Simply repay your Installment Loan according to your scheduled payments. No surprises.

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Online Installment Loan FAQs

What is an installment loan? How do installment loans from Check Into Cash work?

An installment loan is generally a longer-term loan that can provide customers with more funds than a payday loan, along with a longer repayment period. Once you complete our application process and if you are approved, you will receive one lump sum dispersal of funds, which you will repay according to your scheduled repayment terms.

What do I need to apply for an installment loan from Check Into Cash?

To apply for an installment loan from Check Into Cash, you will need to bring the following items:

Valid government-issued photo ID

Proof of income

Proof of your open and active bank account

Social Security Number/ITIN

Direct deposit information

Your most recent bank statement

Additional information may be required during the application process.

What is the difference between Check Into Cash installment loans and payday loans?

A payday loan is a short-term loan designed to help consumers bridge the gap between paydays. Installment loans, on the other hand, are meant for longer-term financial needs, generally offering a larger loan amount with a repayment period that can extend weeks or months. Rates are traditionally higher on payday loans as opposed to installment loans.

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Over 200 Locations | Find a Store Near You

With locations in over 15 states, finding a store nearby is quick and easy. Find your closest store location by entering your ZIP code below.

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Available Loans

Whether you want to apply for an online loan or prefer to visit your nearest store, it all starts with the click of a button. Click below to take the first step toward improving your financial situation.