Michigan Rates and Terms

Loan Amounts in Michigan      

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Payday Loan up to $600

Available In Stores. See details below.

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If you are near a Check Into Cash (CIC) location in another state, you can visit the store and apply for a loan. Enter your ZIP code below to find a store nearby.

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Your ZIP Code indicates you are within 50 miles of a Check Into Cash (CIC) store in a neighboring state. Come by for a visit and apply today.

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Apply for an Michigan Payday Loan

Built to help with life’s small emergencies, Payday Loans offer quick cash when payday is a little too far away. Visit a location near you, and you could get $50 to $600. Apply now and you can reach payday today.

Why Check Into Cash?

  • A+ rating from the Better Business Bureau
  • Over 25 years experience as an industry leader
  • Easy, transparent application process
  • The entire loan process is secure and completely confidential

What do I need to start my application?

  • Your Social Security Number
  • Your government-issued driver’s license or photo ID
  • Your checking account number
  • Your bank’s routing number (The nine-digit number located at the bottom of your check)
  • To be at least 21 years of age
  • Proof of Income (Your most recent pay stub, for example)

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Check Into Cash Cities across Michigan

Battle Creek

Ferndale

Grand Rapids

Midland

Niles

Saginaw
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Check Into Cash In Michigan

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Payday Loan FAQs

A payday loan is a short-term loan designed to help bridge the gap between paydays. Because the loan is short-term, repayment is typically due on your next payday. This quick cash can be helpful when dealing with emergencies or unexpected expenses.
To apply for a payday loan from Check Into Cash, you’ll need the following:
  • A valid government-issued photo ID
  • Proof of income
  • Proof of an open and active bank account
  • Social Security Number/ITIN
  • Direct deposit information
  • Your most recent bank statement
  • Additional information may be required during the application process.
    • Payday loan amounts vary by state and how much you qualify for during the application process.
    See All Payday Loan FAQs

    Available Store Services

    Visit a nearby store to take advantage of our store services. Check Into Cash is Your One Stop Money Shop®.

    Check Cashing

    We cash more checks, even some that other services won't accept.

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    Western Union

    Transfer money across the world, safely and quickly.

    Explore Money Transfer

    Sell Us Your Gift Cards

    We buy new and used gift cards for most major retailers

    Explore Gift Cards

    Green Dot® Visa® Debit Card

    24/7 everyday banking so you can shop, pay bills, get your pay up to 2 days early and more.

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    Bill pay

    Walk into any store to pay a monthly bill. It's quick and convenient.

    Explore Bill Pay

    Money Orders

    Purchase money orders at participating store locations.

    Explore Money Orders

    Service Fee Amount includes $.61 for database verification fee.

    If your ACH is returned due to insufficient funds, a closed account or a stop payment order, you shall be charged a $26.88 returned ACH charge.

    If you qualify for and elect to extend/defer payment owed under your Customer Agreement pursuant to a repayment plan, in accordance with Michigan law, you may incur a Repayment Plan Administration Fee of $16.13.

    Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. MI_FeeSchedule-060419