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I Need Money Right Now | What Are My Real Options?
Tom Hartford, Senior Editor
May 13th, 2020
Affected by COVID-19? Here are a few resources to help during this unprecedented situation.
On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law to aid individuals and businesses impacted by the COVID-19 pandemic. This bill is the largest of its kind in U.S. history.
Individuals will receive tax credits in the form of a check or direct deposit. No action is required to receive this benefit. This includes $1,200 per adult and $500 per child to individual filers earning less than $75,000 annually, along with other stipulations. Track your Stimulus Check here.
This CARES Act also includes expanded unemployment benefits. Requirements now include self-employed, independent contractors, gig economy workers, and more. To apply, contact your state unemployment office. Find their contact information on the U.S. Department of Labor website.
At this time, mortgage lenders and servicers can provide payment deferral of up to 180 days on federally backed loans. If needed, contact your mortgage provider to discuss deferring mortgage payments.
If you cannot pay rent, talk with your housing provider, as you may be protected under the CARES Act. Read more about COVID rent relief here.
You need money every day. But today is different. Today, you need extra cash and you need money now. Fortunately, there are all sorts of legitimate ways to make quick money so you can get your bills paid and get back to life.
Whether you use apps and online marketplaces or prefer selling things to people face to face, it’s possible to pick up some extra cash when you need money now. Here’s how:
Here Are 9 Ways to Make Money Online or Through an App
Want to make money online? Here are some options if you need money right now.
Ebay – Sell unwanted items to folks who want it and receive payment via PayPal.
Fiverr – Sell your skills and expertise the moment after you sign up.
Craigslist – Price your unused things right and see it go bye-bye in no time.
Facebook Marketplace – What better place to sell unwanted items than where people are spending their time already?
LetGo – A competitor to Craigslist, many people choose to list on LetGo, Craigslist, and Facebook Marketplace at the same time.
Have a few days to burn as you’re approved for the job? Try these:
Uber & Lyft – Drive folks around when they need to get somewhere. To participate, you have to go through an application process. This can take a while.
Amazon – To resell on Amazon, you must be an approved seller. The online application is often approved by the next business day, but it can take longer. Mastering the sell on Amazon takes quite a bit of time and effort.
Airbnb – To make use of this, you’ll need to own property that you’re willing to rent out. If you do, great! Take some killer pictures, list your property, and prepare to have strangers rent out your place.
TaskRabbit – TaskRabbit is a platform that allows you to sell your services to folks who need them. Whether you clean houses, mow grass, or clean gutters, you can make money doing it through TaskRabbit.
What About Same-Day-Pay Jobs?
If you’re already working a full-time or part-time job but have time for another, you can hustle your way to a better financial future with a same-day-pay job. What’s a same-day-pay job? Basically, you secure, perform, and get paid for work in a single day.
This could be babysitting, shade-tree car repair, grass mowing, or anything else you can do to make a little dough to pad your bank account.
What Are the Benefits of Same-Day Jobs?
The perks of this kind of work is that they’re generally easy to find, you don’t have to wait around for a background check, and you get paid quickly. But it’s not all good.
There are disadvantages to same-day-pay jobs as well. No matter how good a worker you may be, the risks include a lack of job security, and the hassle of finding these jobs. Because while they may be plentiful, there is often a lot of competition to get these jobs.
How to Find Work Immediately
Finding work immediately can be extremely difficult. But if you keep your nose to the grindstone, you will eventually find a job that helps put money in your pocket today. By doing this, you’ll be able to pay off medical bills, store up an emergency fund, and avoid being at the mercy of credit card interest rates.
Popular Places to Look for Work
Some of the places where you can find work include: Fiverr, Google, and Craigslist. Each of these methods have pros and cons. Depending on your financial situation, one of these options may be a better fit.
Fiverr is fantastic, but it can also force you to sell your services at an exceptionally low rate if you’ve not been selling on there before.
Google may show you job openings that have already been filled internally. Sorting through these and applying to the appropriate options is time-consuming. And going through the interview and hiring process can take days, weeks, or even months.
Craigslist may give you instant employment, but it may not be the kind of work you want to do, and it may just be a one-time day job.
Other Fast Money Options to Consider
When you need money now and the typical financial institutions turn you down, there is another option. By turning to a small-dollar lender like Check Into Cash, you can apply for small loans that have set fees and manageable payoff periods.
One of the most popular options is an Installment Loan, which can provide a larger sum of cash. Also, these loans allow you to make payments over several months, thus reducing your monthly payments.
Need Money Now? Turn to Check Into Cash
Still looking for more ways to make some quick cash? If you’ve not already talked to your loved ones, that should be your first step. Borrowing money from family members or friends is a simple solution.
Of course, you can always sell your unwanted items online as discussed earlier. Or, hold a garage sale, take your goods to the pawn shop, or pick up side work. But sometimes, that cash isn’t enough or doesn’t come in fast enough.
When That Happens, There’s No Need to Worry
With a loan from Check Into Cash, you can get the money you need in no time. You may even be eligible for an Online Installment Loan. Simply fill out the Online Loan application for quick funds in your account by the next business day.
Live close to a Check Into Cash? Head to your local store to discuss your short-term loan options and walk away with your loan amount the same day.
Need More Options?
Of course, Payday Loans don’t meet every need. That’s why Check Into Cash offers an array of loan products. If you need money now, visit learn more on our website by clicking below.
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