The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
How it Works
Step 1: Apply
Visit your nearest store and complete the free application. It’s quick, easy, and confidential.
Step 2: Sign
If you’re approved, sign your paperwork to confirm your funds.
Step 3: Get Cash
Get access to your available credit.
Step 4: Pay Monthly
Make monthly payments, including $10 fee to keep your credit open.