Alabama Refinance

In Alabama, Check Into Cash offers loan refinances, so you can pay off your principal at a later date. While we always encourage you to repay your original loan without refinancing, sometimes life has other plans. If you find yourself needing more time to pay off your loan, you can request a loan refinance.

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Why Refinance?

 

Sometimes life doesn’t go according to plan. The car breaks down unexpectedly or an unforeseen bill arrives in the mail. Any number of causes could prevent you from paying off your original loan on time. Whatever the problem may be, don’t worry — refinancing may be an option.

How Does a Refinance Work?

 

Refinancing — also known as “renewing” or “rolling over” a loan — allows you to request additional funds to pay off your current loan on time. When you refinance, you pay the finance charge(s) on your original loan, and we use the additional funds to pay off your principal balance. Your due date is then renewed to your next pay date (typically in two weeks). On the new due date, the principal and interest on your renewal will be due.

 

Refinancing fulfills the obligations of your original loan on time, giving you extra time to budget. In some cases, this extra time can be the difference between peace of mind and falling behind.

How To Get A Refinance

How to get started image

Refinance Online

Log in to your account at least two business days prior to your loan’s due date and click the “Refinance” button in the dashboard.

Review and Sign

Choose how much you would like to pay down on your current loan, review and electronically sign your new loan documents.

Repay It

Make your regular payments according to the loan agreement and pay it back.

Refinance FAQs

You may be eligible for a repayment plan, depending on your state and loan type. Please call or visit your local store for details on all available repayment options.
The number of times you can refinance your loan is dependent on your state regulations and loan type. For more information, please speak with your local Check Into Cash location.
Yes, you can potentially be denied a refinance. The reason for your potential refinance denial depends on various factors. To learn more about your options please speak to your local Check Into Cash.
To find out if you are eligible to receive cash back with your refinance, please contact your local Check Into Cash for more information.
See All Refinance FAQs

* After your loan is paid in full, you may be required to provide proof of your last loan clearing the bank before entering into a new loan.