FAQs

Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can.

Here, you’ll find commonly asked questions along with helpful answers and guidance.

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No, payday loans at Check Into Cash do not require collateral.

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Yes, payday loans can help cover financial emergencies or unexpected expenses between paydays—like a higher-than-expected bill or an emergency car repair.

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You can repay your payday loan through automatic ACH debit transactions or by visiting your local Check Into Cash to pay in person. Certain states allow you to pay with the debit card attached to your checking account. Additional repayment methods may be available depending on applicable state laws, contact our Customer Service team at 833-241-3329 or visit your local Check Into Cash store for assistance.

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If you’ve changed jobs, please contact your local Check Into Cash to update your information and ensure your loan stays in good standing.

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Yes, visit a Check Into Cash store near you to apply for your payday loan in person.

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You can get started online anytime and finish your application in one of our store locations. See store details for business hours.

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A payday loan is a short-term cash advance that’s typically due on your next payday. An installment loan offers a longer repayment term and may have a higher loan amount, with payments spread out over several weeks or months. Also, interest on a payday loan is normally higher than an installment loan.

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No, direct deposit is not required to qualify.

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Yes, proof of income is required to qualify for a payday loan.

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Yes, you can apply for a payday loan at any time to help bridge the gap until your next paycheck.

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