Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can. Here, you’ll find commonly asked questions along with helpful answers and guidance.
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Is a Cash Advance the best option for me?
An increasing number of consumers choose a Cash Advance to cover unexpected expenses in between paydays without incurring revolving debt. Make sure to evaluate the costs and benefits of alternatives before borrowing money from Check Into Cash. Some other forms of short-term credit may be less expensive. Still, Check Into Cash offers quick, easy money to help your situation.
What is a Cash Advance?
Also known as a Payday Loan, a Cash Advance is a short-term, small-dollar advance that covers unexpected expenses until your next payday. Payday Loans and Cash Advances are not recommended as long-term financial solutions.
How much does a Payday Loan cost?
Well, each state has its own rates and requirements. Visit our Rates & Terms to see the exact rates in your area.
What’s the difference between a Payday Loan vs. Online Payday Loan?
For a Payday Loan, you’ll visit your nearest store to complete the loan process and leave with your cash in-hand.
For Online Payday Loans, the entire transaction occurs online. Funds are deposited in your account as soon as the next business day.
Why would I need a Payday Loan?
Payday Loans can offer helpful cash whenever you need it. Whether it’s for an unexpected expense or just because you want to buy yourself something nice, a Payday Loan can help save the day with extra funds.
What do I need to apply for a Payday Loan?
Each state has its own Payday Loan requirements. You may need some or all items below:
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Visit our Rates & Terms page to see exactly what you’ll need.
How much money can I borrow?
State laws regulate the maximum Payday Loan amount. These typically range from $50 to $1,500, depending on your state. The Payday Loan you receive is based on your eligibility and ability to repay.
Where can I get a fast Payday Loan?
At Check Into Cash, we make it fast and easy to get the cash you need. Whether you’ve visited one of our store locations nearby or applied for a loan with one of our affiliates like Cash Central or SpeedyCash, we’re proud to deliver hassle-free borrowing options.
What is a Payday Loan?
A Payday Loan, also known as a Payday Advance, is a short-term loan used to help with small, often unexpected expenses. Payday Loans are typically repaid on your next pay date, usually between two to four weeks.
These small-dollar loans are a safe and convenient way to stretch your buying power when it matters most. Whether you’re struggling to make ends meet or facing unexpected bills or repairs, a Payday Loan from Check Into Cash can help.