FAQs

Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can.

Here, you’ll find commonly asked questions along with helpful answers and guidance.

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Also known as a Payday Loan, a Cash Advance is a short-term, small-dollar advance that covers unexpected expenses until your next payday. Payday Loans and Cash Advances are not recommended as long-term financial solutions.

Well, each state has its own rates and requirements. Visit our Rates & Terms to see the exact rates in your area.

APRs (Annual Percentage Rates) represent a rate calculated over a 12-month timespan. However, Payday Loan terms are much shorter than twelve months.

Imagine you asked to rent a hotel room for an entire year. The cost would be huge. Yet, the cost of a single night isn’t so bad. The same logic applies to short-term loan APRs.

For a Payday Loan, you’ll visit your nearest store to complete the loan process and leave with your cash in-hand.

For Online Payday Loans, the entire transaction occurs online. Funds are deposited in your account as soon as the next business day.

Payday Loans can cover unexpected expenses until your next paycheck without incurring revolving debt.

Payday Loans can be a sensible alternative to costly bounced checks from other merchants. They may also help you avoid late payment charges from other creditors and prevent tarnished credit ratings.

Each state has its own Payday Loan requirements. You may need some or all items below:

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Visit our Rates & Terms page to see exactly what you’ll need.

State laws regulate the maximum Payday Loan amount. These typically range from $50 to $1,000, depending on your state. The Payday Loan you receive is based on your eligibility and ability to repay.

At Check Into Cash, we make it fast and easy to get the cash you need. Whether your state offers Payday Loans online or by visiting one of our retail locations nearby, we’re proud to offer hassle-free borrowing options.

A Payday Loan, also known as a Payday Advance, is a short-term loan used to help with small, often unexpected expenses. Payday Loans are typically repaid on your next pay date, usually between two to four weeks.

These small-dollar loans are a safe and convenient way to stretch your buying power when it matters most. Whether you’re struggling to make ends meet or facing unexpected bills or repairs, a Payday Loan from Check Into Cash can help.

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