A Check Into Cash installment loans are medium-term loans that offer more money than payday loans and a longer period of time for repayment. Installment loans can be paid early without a pre-payment penalty.
A Yes. Paying your installment loan before the maturity date is allowed without a pre-payment penalty. Paying your loan early does save you finance charges, since interest is charged on a daily basis on any outstanding principal amount.
A The finance charge for installment loans is different per loan because the amount of interest charged per loan is based upon the principal loan amount and the length of the loan term.
A Check Into Cash offers installment loans from $300 to $1,500. You will qualify for an amount based on your current income.
A A Check Into Cash installment loan has a longer term than a payday loan and typically has a higher principal loan amount. Also, while payday loans are designed to be paid off on their specific due date, an installment loan involves regular payments spread out over the term of the loan, eventually paying off the loan.
A Once you apply, Check Into Cash will review your information to see if you qualify for an installment loan. If you are conditionally approved for an installment loan, we will notify you on the website at the time of submission.
A As part of the application process Check Into Cash will review your information to see if you qualify for an installment loan. If you are conditionally approved for an installment loan we will notify you on the website at the time of submission. Your application could be approved for a variety of products and will be presented with the options to choose between them.
A We may need information, such as a bank statement and/or pay stub, in addition to your online application.
A It takes just minutes to fill out our online installment loan application. An approval is given immediately on the website at the time of submission. Once the application is received, a customer service representative will then verify your application information. If all information is verified, your funds will usually be available on the next business day.
A Yes. We gather information from several risk assessment and national databases.
A No. Check Into Cash only allows you to have one credit product at a time.
A You must be at least 21 years of age to apply for an installment loan. You will also need:
A Once your installment loan is finalized, the money will be electronically deposited into your checking account. Typically, funds are received on the next business day.
A Yes. If you’ve had bad credit in the past, you may still be able to get an installment loan.