Celebrating 30 Years of Trusted Service

Thirty Years and Counting

For thirty years now, Check Into Cash has been a leading short-term lending provider of payday loans in the United States. From humble beginnings in 1993, the company has grown from a small storefront in Cleveland, Tennessee, to a nationwide network with hundreds of locations.

Turn Your Check Into Cash

In the beginning, the company would hold a personal check in exchange for a bit of cash to hold the borrower over until their payday. Thus, the name was created: Check Into Cash. Allan Jones, the company’s founder, had identified a need in the market for short-term loans that traditional banks were unwilling or unable to provide. Finally, Check Into Cash could offer customers a way to access quick cash to cover expenses until their next paycheck.

30 Years with Check Into Cash

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~ 1990s ~

June 21st, 1993

The first Check Into Cash location opens in Downtown Cleveland in an old ice cream shop.

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Check Into Cash expands to 250 stores located in several different states.



Check Into Cash introduces company mascot Bob Cash by Sandra Rowland. This year our tagline of ‘Your One-Stop Money Shop’ was introduced by Keria.

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~ 2000s ~


In under a decade of being Your One-Stop Money Shop, Check Into Cash opened its 700th location in even more states.

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Check Into Cash’s online entity Loan By Phone launches, offering customers the ability to apply for a payday loan from the comfort of their own home.

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Check Into Cash opened its 1,000th store, sending a 1000hp Viper build by John Hennessey to all locations in 30 states. Stores also began offering check cashing services.

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~ 2010s ~


Check Into Cash adds new mascots — The Cashdales — traveling to all locations and showcasing in local parades.


Dedicated to serving even more communities, Check Into Cash continues to grow with additional brands.

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The first Check Into Cash app is launched in app stores.

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More offerings are available online as Loan by Phone offers Installment loans and lines of credit.

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Check Into Cash celebrates 25 years of excellence.

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~ 2020s ~


Check Into Cash merges with Community Choice Financial.

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Check Into Cash celebrates its 30th anniversary.

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Helping Millions of Americans

Over the past three decades, Check Into Cash has proudly served communities across the country to help millions of everyday Americans access the cash they need to cover unexpected expenses, bridging the gap between paychecks. In fact, we’ve sort of perfected the idea of dependable payroll loans coupled with reliable service.

Here's to the Next 30 Years

As we look ahead, we are excited by the future of lending possibilities. Check Into Cash, together with its CCFI Family of Brands and sister companies like SpeedyCash and CashCentral, look forward to serving local communities with secure loans and honest customer service.