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Apply for a U.S. Money Prepaid Visa® Card

Check Into Cash has partnered with Visa® to offer you a prepaid, reloadable U.S. Money Prepaid Visa® Card. Simply direct deposit your payroll, government benefits, or other payments onto a U.S. Money Prepaid Visa® Card to access funds up to 2 days faster.*
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Your Fee Schedule

U.S. Money Prepaid Visa® Card Adjusted Fee Schedule
Fee Schedule Cardholder Agreement
One-Time Account Setup $5.95
Monthly Fee $3.00
PIN Purchase $0.50
Card to Card Transfer $1.50
ATM Cash Withdrawal $1.50
ATM Balance Inquiry $1.00

What are the benefits of a reloadable U.S. Money Prepaid Visa® Card?

Direct Deposit Is Easy
Access funds fast. Avoid check-cashing fees, waiting in line, trips to the bank, or lost checks.

Use it Online or Over the Phone
Pay bills or make purchases all from the comfort of your home.

Your Card Works Worldwide
Use your new card wherever Visa® cards are accepted.

It’s Easy and Convenient
Reload your card at no cost to you at any participating Check Into Cash location.
No bank account needed. No credit check required for approval.

More great U.S. Money Prepaid Visa® Card features include:

  • No minimum balance needed. Get started with as little as $10
  • No cost text message alerts**
  • No cost direct deposit
  • No cost customer service
  • No Surcharge fee on PLUS ATM withdrawals
  • Add your name to your card for personalization
  • Protection from unauthorized purchases, fraud, and theft if your card gets lost or stolen
  • All funds are insured by the FDIC

Visit A Participating Check Into Cash Location To Get Started


Want to learn more? Visit the U.S. Money Prepaid Visa® Card site for all the details.


The U.S. Money Prepaid Visa® Card is issued by Metropolitan Commercial Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. "Metropolitan" and "Metropolitan Commercial Bank" are registered trademarks of Metropolitan Commercial Bank ©2020. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule, if any. *Compared to the deposit of a paper check. Direct deposit and early deposit capability are subject to the employer or benefits provider's support of the feature and the timing of the employer or benefits provider's funding. ** Standard text messaging rates may apply based on your subscription with your mobile phone carrier.

For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.