U.S. Money Prepaid Visa® Card
Check Into Cash has partnered with Visa® to offer you a prepaid, reloadable U.S. Money Prepaid Visa® Card. Simply direct deposit your payroll, government benefits, or other payments onto a U.S. Money Prepaid Visa® Card to access funds up to 2 days faster.*
Your U.S. Money Prepaid Visa® Debit Card Fees
|One-Time Account Setup||$5.95|
|Card to Card Transfer||$1.50|
|ATM Cash Withdrawal||$1.50|
|ATM Balance Inquiry||$1.00|
What are the benefits of a U.S. Money Prepaid Visa® Card?
Direct Deposit Is Easy
Access funds fast. Avoid check-cashing fees, waiting in line, trips to the bank, or lost checks.
Use it Online or Over the Phone
Pay bills or make purchases all from the comfort of your home.
Your Card Works Worldwide
Use your new card wherever Visa® cards are accepted.
It’s Easy and Convenient
Reload your card at no cost to you at any participating Check Into Cash location.
No bank account needed.
No credit check required for approval.
More great U.S. Money Prepaid Visa® Card features include:
- No minimum balance needed. Get started with as little as $10
- No cost text message alerts**
- No cost direct deposit
- No cost customer service
- No Surcharge fee on PLUS ATM withdrawals
- Add your name to your card for personalization
- Protection from unauthorized purchases, fraud, and theft if your card gets lost or stolen
- All funds are insured by the FDIC
How a U.S. Money Prepaid Visa® Card Works
Find a Store
Visit a store nearby to apply for a U.S. Money Prepaid VIsa® Card.
Once you receive your prepaid debit card, it's ready to use. Then, set up direct deposit if you wish.
Use Your Card
Use your new card anywhere Visa® is accepted. Shop online, pay bills, or use your new debit account to receive a short-term loan.
U.S. Money Card FAQs
Why is the U.S. Money Prepaid Visa® Card more convenient?
Your new card functions as a debit card that’s a safer cash alternative. It offers easy direct deposit and a free mobile app to manage your finances. The U.S. Money Prepaid Visa® Card makes accessing your money easy, anywhere, at any time.
Can I still get a U.S. Money Prepaid Visa® Card without a bank account?
Yes, you sure can. In fact, if you don’t have a bank account, simply apply for a U.S. Money Prepaid Visa® Card. Then, you’ll be eligible for one of our great loan options, even if you don’t have a bank account.
Why do I need a U.S. Money Prepaid Visa® Card?
Carrying around large amounts of cash can sometimes be risky. A more secure option may be keeping your money on a card. You can easily pay bills and shop online using your new debit card, too.
Over 650 Locations | Find a Store Near You
With locations in over 20 states, finding a store nearby is quick and easy. Find your closest store location by entering your ZIP code below.
Available Store Services
Visit a nearby store to take advantage of our store services. Check Into Cash is Your One Stop Money Shop®.
We cash more checks, even some that other services won't accept.
Explore Check Cashing
Transfer money across the world, safely and quickly.
Explore Money Transfer
Sell Us your Gift Cards
We buy new and used gift cards from most major retailers.
Sell Gift Cards
Pre-Paid Debit Card
No bank account? No problem. Try our reloadable debit card.
Explore Pre-Paid Debit
Walk in any store to pay a monthly bill. It's quick and convenient.
Explore Bill Pay
Purchase money orders at participating store locations.
Explore Money Orders
Find answers to your most frequently asked questions.
The U.S. Money Prepaid Visa® Card is issued by Metropolitan Commercial Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. "Metropolitan" and "Metropolitan Commercial Bank" are registered trademarks of Metropolitan Commercial Bank ©2020. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule, if any. *Compared to the deposit of a paper check. Direct deposit and early deposit capability are subject to the employer or benefits provider's support of the feature and the timing of the employer or benefits provider's funding. ** Standard text messaging rates may apply based on your subscription with your mobile phone carrier.