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Apply for a U.S. Money Prepaid Visa® Card

Check Into Cash has partnered with Visa® to offer you a prepaid, reloadable U.S. Money Prepaid Visa® Card. Simply direct deposit your payroll, government benefits, or other payments onto a U.S. Money Prepaid Visa® Card to access funds up to 2 days faster.*
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Your Fee Schedule

U.S. Money Prepaid Visa® Card Adjusted Fee Schedule
Fee Schedule Cardholder Agreement
One-Time Account Setup $5.95
Monthly Fee $3.00
PIN Purchase $0.50
Card to Card Transfer $1.50
ATM Cash Withdrawal $1.50
ATM Balance Inquiry $1.00

What are the benefits of a reloadable U.S. Money Prepaid Visa® Card?

Direct Deposit Is Easy
Access funds fast. Avoid check-cashing fees, waiting in line, trips to the bank, or lost checks.

Use it Online or Over the Phone
Pay bills or make purchases all from the comfort of your home.

Your Card Works Worldwide
Use your new card wherever Visa® cards are accepted.

It’s Easy and Convenient
Reload your card at no cost to you at any participating Check Into Cash location.
No bank account needed. No credit check required for approval.

More great U.S. Money Prepaid Visa® Card features include:

  • No minimum balance needed. Get started with as little as $10
  • No cost text message alerts**
  • No cost direct deposit
  • No cost customer service
  • No Surcharge fee on PLUS ATM withdrawals
  • Add your name to your card for personalization
  • Protection from unauthorized purchases, fraud, and theft if your card gets lost or stolen
  • All funds are insured by the FDIC

Visit A Participating Check Into Cash Location To Get Started

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Want to learn more? Visit the U.S. Money Prepaid Visa® Card site for all the details.

 

The U.S. Money Prepaid Visa® Card is issued by Metropolitan Commercial Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. "Metropolitan" and "Metropolitan Commercial Bank" are registered trademarks of Metropolitan Commercial Bank ©2020. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule, if any. *Compared to the deposit of a paper check. Direct deposit and early deposit capability are subject to the employer or benefits provider's support of the feature and the timing of the employer or benefits provider's funding. ** Standard text messaging rates may apply based on your subscription with your mobile phone carrier.

For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

For online Customer Support please contact us at 1-877-262-2274.

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. Notice to California customers: Check Into Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Notice to Utah customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (Utah customers only). Notice to Louisiana customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (Louisiana customers only). Notice to Texas customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice to Virginia customers: CREDITCORP OF VIRGINIA IS LICENSED BY THE STATE CORPORATION COMMISSION. VA LICENSE # VTL-10. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. Check Into Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Notice to Delaware customers: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. A payday loan is not intended to meet long-term financial needs.