FAQs
Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can. Here, you’ll find commonly asked questions along with helpful answers and guidance.
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Would I qualify for a payday loan if I’m receiving unemployment, Social Security, or disability?
You may still qualify for a payday loan with Check Into Cash if you’re receiving benefits such as unemployment, Social Security, or disability.
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I’m self-employed—can I still qualify for a Check Into Cash payday loan?
Self-employed individuals may still qualify for a payday loan, depending on verification of income and other requirements.
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Does Check Into Cash offer same-day payday loans?
Yes. If approved, you could receive same-day funds from your payday loan.
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How long after submitting my application will I receive a decision?
A decision is typically made soon after completing your application.
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I don’t have a checking account—can I still apply for a payday loan?
To qualify for a payday loan at Check Into Cash, you must have an open and active checking account.
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What if I can’t repay my payday loan on the due date?
If you’re unable to repay your loan on the due date, please contact your local Check Into Cash right away to discuss available options or call Customer Service at 833-241-3329.
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Where can I get support for my Check Into Cash payday loan?
For support, contact our Customer Service team at 833-241-3329 or visit your local Check Into Cash store for assistance.
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Can payday loans help cover medical expenses or bills?
Yes, a payday loan can help cover medical bills or other urgent expenses between paydays.
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Does Check Into Cash offer payday loans to first-time borrowers?
Yes, first-time borrowers are welcome to apply for a payday loan at Check Into Cash.
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How soon after paying off a payday loan can I reapply?
Depending on your state’s laws, you may be able to reapply immediately after repayment or after a short waiting period. Please check with your local store for details.
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If I need more funds, can I apply for additional money with my payday loan?
To receive additional funds, you must first pay off your existing payday loan in full. You may then reapply for a new payday loan, subject to state law waiting period limitations, or explore other loan options available in your state at Check Into Cash.
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How can I receive my payday loan funds? Can they be directly deposited?
You may receive your funds as cash, or through ACH to the account you use for the loan.
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