Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can.

Here, you’ll find commonly asked questions along with helpful answers and guidance.


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Your new card functions as a debit card that’s a safer cash alternative. It offers easy direct deposit and a free mobile app to manage your finances. The U.S. Money Prepaid Visa® Card makes accessing your money easy, anywhere, at any time.

Yes, you sure can. In fact, if you don’t have a bank account, simply apply for a U.S. Money Prepaid Visa® Card. Then, you’ll be eligible for one of our great loan options, even if you don’t have a bank account.

Carrying around large amounts of cash can sometimes be risky. A more secure option may be keeping your money on a card. You can easily pay bills and shop online using your new debit card, too.