Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can. Here, you’ll find commonly asked questions along with helpful answers and guidance.
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What if I already have a Title Loan with another company?
If you have an existing Title Loan or Title Pawn, visit Check Into Cash. We may be able to buy your Title Loan from another company for more money.
When will I get my car title back?
With a Title Loan, you’ll set up a payment schedule based on your income. Once the loan and fees are paid off, you’ll get your title back and we will release the lien.
Can I receive a Title Loan online?
No. You may not receive a Title Loan Online since there are vehicle appraisals involved. This process takes place in person at your nearest store location.
What’s the difference between a Title Loan vs. Title Pawn?
Both types of loans use your vehicle as collateral for extra cash. Title pawns, only available in Alabama and Georgia, are due to be paid in full thirty (30) days from the date of origination. Title loans offer a schedule of monthly payments with no prepayment penalties.
Why would I need a Title Loan?
A Title Loan or a Title Pawn (available only in Alabama and Georgia), can give you access to a larger lump sum of cash, using your vehicle as collateral. These loans can be used to cover any sort of costs that may come your way.
What do I need to apply for a Title Loan?
Each state has its own Title Loan requirements. You may need some or all items below:
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Proof of residence
- Clear, lien-free vehicle title
Visit our State Center to see exactly what you’ll need.
How much money can I borrow?
Title Loans or Title Pawns (available only in Alabama and Georgia) offer maximum lending amounts from $100 to $25,000, depending on your state. Motorcycles are up to $5,000. The Title Loan or Title Pawn amount you may be approved for is based on the appraised condition of your vehicle, eligibility determined by our underwriting criteria, and your ability to repay.
Can I keep my vehicle with a Title Loan?
Yes, when you receive a Title Loan, you’ll drive off in your vehicle and use it as you normally would during your repayment period. Then, your vehicle’s title is returned to you once the loan is paid in full.
What is a Title Loan?
A Title Loan uses your car’s value for a short-term loan. Depending on how much your car, or truck is worth and your eligibility, you can apply for a Title Loan for as much as $25,000, depending on your state. Motorcycles up to $5,000. Once approved, you’ll keep your vehicle while repaying your loan.