FAQs

Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can.

Here, you’ll find commonly asked questions along with helpful answers and guidance.

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A title loan/pawn allows you to use your vehicle and clear title as collateral to access cash. With a title loan/pawn, you may qualify for a higher loan amount compared to other loan options at Check Into Cash. Repayment is spread over several weeks or months, and you can continue driving your vehicle as usual.

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At Check Into Cash, title loans/pawns are secured loans secured by your vehicle. These loans typically offer larger amounts and longer repayment terms compared to other loan options.

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Check Into Cash provides a range of loan options to meet various needs. Unlike unsecured loans, a title loan/pawn is secured by your vehicle and may offer a higher loan amount with longer repayment terms. It can be a great option for ongoing expenses or when you need a larger sum of money.

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Title loans and title pawns are similar in that both use your vehicle as collateral.

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Requirements may vary by state, but generally you’ll need:

  • A valid government-issued photo ID
  • The vehicle you will be using as collateral
  • A clean, lien-free vehicle title
  • Proof of income
  • Your most recent bank statement
  • Proof of residency
  • Information about your active bank account
  • Additional information may be required during the application process

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    The loan amount you may qualify for depends on your state, the vehicle you choose to offer as collateral, and underwriting requirements, among other factors. The maximum loan offered in some states is $25,000.

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    In many cases, title loan/pawn approval happens the same day you visit a Check Into Cash location. You may be able to walk out with cash that same day.

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    Check Into Cash offers loans on vehicles of various years, makes and models. To find out if your vehicle qualifies, contact your local Check Into Cash location.

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    Yes! You can begin your application online using our “Get Started” feature, then complete the process at your nearest Check Into Cash location.

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    Yes, you must have a clear, lien-free title in your name to be eligible for a title loan/pawn.

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    Yes, once your application is approved, you may be eligible to receive cash the same day.

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    To qualify, your name must be listed as an owner on the title for the vehicle being used as collateral.

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