Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can. Here, you’ll find commonly asked questions along with helpful answers and guidance.
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What if I already have a Title Loan with another company?
If you have an existing Title Loan or Title Pawn, visit Check Into Cash. We may be able to buy your Title Loan from another company for more money.
When will I get my car title back?
With a Title Loan, you’ll set up a payment schedule based on your income. Once the loan and fees are paid off, your title will be returned to you.
Can I receive a Title Loan online?
You can begin online with our free estimate tool. However, you’ll need to visit a store nearby to complete your Title Loan. Visit a store prepared with your documents and you’ll be on your way to getting fast cash deposited for life’s unexpected expenses.
Visit our State Center to find a store near you.
Why is the APR Percentage So High?
APRs (Annual Percentage Rates) represent a rate calculated over a 12-month timespan. However, Title Loan terms range from weeks to months.
Imagine you asked to rent a hotel room for an entire year. The cost would be huge. Yet, the cost of a single night isn’t so bad. The same logic applies to short-term loan APRs.
What’s the difference between a Title Loan vs. Title Pawn?
In some states such as Alabama and Georgia, Check Into Cash offers Title Pawn instead of Title Loans.
These loans are very similar. For both, you’ll use your vehicle’s title as collateral. Then, you’ll receive your title back once the loan is paid in full.
Why would I need a Title Loan?
A Title Loan can give you access to a larger lump sum of cash, using your vehicle’s title as collateral.
These loans can be used to cover larger, unanticipated expenses like emergency travel, car or home repairs, medical bills, or other unforeseen costs.
What do I need to apply for a Title Loan?
Each state has its own Title Loan requirements. You may need some or all items below:
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Proof of residence
- Clear, lien-free vehicle title
Visit our State Center to see exactly what you’ll need.
How much money can I borrow?
State laws regulate the maximum Title Loan amount. These typically range from $100 to $25,000, depending on your state. The Title Loan you receive is based on your eligibility and ability to repay.
Can I keep my vehicle with a Title Loan?
Yes, when you receive a Title Loan, you’ll drive off in your vehicle and use it as you normally would during your repayment period. Then, your vehicle’s title is returned to you once the loan is paid in full.
What is a Title Loan?
You’ve got a car, but you need some cash. Fortunately, a Check Into Cash Title Loan (also called a Title Pawn in some states) can use your car’s clean title for a short-term loan.
Depending on how much your car, truck, or motorcycle is worth and your eligibility, you can apply for a Title Loan for as much as $25,000, depending on your state. Once approved, you’ll keep your vehicle while repaying your loan. Once you finish paying off the loan, your vehicle title is returned to you.