FAQs

Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can.

Here, you’ll find commonly asked questions along with helpful answers and guidance.

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All Flex Line of Credit Results

A Flex Line of Credit from Check Into Cash is a longer-term financial solution. Upon approval, you may receive up to $4,000. Unlike traditional loans, you don’t need to take the full amount at once—you can request additional funds during the life of your loan.
A Flex Line of Credit is a revolving credit line, meaning you can request funds up to your approved amount, including during your repayment period. An installment loan, on the other hand, provides a lump sum upfront and must be paid in full or refinanced before you can qualify for additional funds.
A payday loan is typically a small, short-term loan repaid in full on your next payday. A Flex Line of Credit from Check Into Cash offers a larger loan amount with a longer repayment term—often weeks or months—and allows you to request additional funds as needed up to your credit limit.
To apply, you’ll need the following:
  • A valid government-issued photo ID
  • Proof of income
  • An open and active bank account
  • Social Security Number or ITIN
  • Direct deposit information
  • Your most recent bank statement
    • Yes. Proof of income is required to complete your Flex Line of Credit application.
    Flex Lines of Credit are available in select states. To check availability in your area, please visit your local Check Into Cash location or view your state-specific information online.
    Once your application is completed, you’ll typically receive a decision within minutes.
    Loan amounts range from $50 to $4,000, depending on your qualifications.
    No. You are only required to make the minimum payment specified in your loan agreement. However, you have the option to make additional payments or pay off the balance early.
    You can request funds at any time, up to your available credit limit.
    Yes. You may make early payments or pay off your balance in full at any time without penalty.
    If approved, you could receive your funds the same day.
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