FAQs

Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can.

Here, you’ll find commonly asked questions along with helpful answers and guidance.

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All Flex Line of Credit Results

APRs (Annual Percentage Rates) represent a rate calculated over a 12-month timespan. However, Flex Loan terms range from weeks to months.

Imagine you asked to rent a hotel room for an entire year. The cost would be huge. Yet, the cost of a single night isn’t so bad. The same logic applies to short-term loan APRs.

An Installment Loan provides a large lump sum of cash all at once. Then, it is repaid over weeks or months with scheduled payments.

A Flex Line of Credit offers multiple cash advances up to your maximum approved credit limit. This revolving Flex Line of Credit remains open indefinitely for you to use whenever you need.

State laws regulate the maximum Flex Loan amount. These typically range from $50 to $4,000, depending on your state. The Flex Loan you receive is based on your eligibility and ability to repay.

There is no set term date for a Flex Line of Credit. So long as your account remains current, you will have access to your Flex Line of Credit. Plus, you can borrow more (up to your credit limit) even with an existing balance.

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