Navigating your loan journey can be difficult and even scary sometimes. But we want to make things as easy as we can. Here, you’ll find commonly asked questions along with helpful answers and guidance.
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How do I find my bank account number?
Your bank account number is located at the bottom of your personal checks. Sometimes your check number is also found on the bottom of your check. Please do not include this check number. If this number is not entered correctly during the online application process, it will delay the approval and funding process of your loan request.
What is a bank routing number?
Your bank routing number is the nine (9) digit number on the bottom of your personal checks and is used to identify your banking institution. The routing number begins with 0, 1, 2 or 3. If this number is not entered correctly during the online application process, it will delay the approval and funding process of your loan request.
Is it safe to enter my account number or social security number on your website?
Yes. We go above and beyond to make our website completely secure. Each application and personal information is submitted through secure, encrypted webpages.
Does it cost anything to apply?
No. There is no application fee to apply for any of our loans.
Are there minimum income requirements?
Yes. Some state laws, along with our underwriting guidelines, require a minimum monthly income. You must have a steady source of income in order to receive a Check Into Cash loan.
Do you have to call my employer?
Yes. We often contact your employer to verify employment. We will not ask any personal questions – we will simply ask if you are employed there.
How long does it take to get a loan approved?
In most cases, you will know within 30 seconds if your loan request is pre-approved by Check Into Cash.
Can I still get a loan if I have bad credit?
Yes. Even if you’ve had bad credit in the past, or still have less-than-perfect credit, you may still be eligible for a loan from Check Into Cash. If you meet our basic eligibility and underwriting requirements, you could still receive the quick money you need, so don’t hesitate to apply.