Washington Rates and Terms
Loan Amounts in Washington
Payday Loan up to $700
Call us 877.262.2274
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If you are near a Check Into Cash (CIC) location in another state, you can visit the store and apply for a loan. Enter your ZIP code below to find a store nearby.
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Washington Payday Loan
Financial weather making you dreary? When you’re low on cash and you need help paying your bills, you can turn to Check Into Cash for an Online Payday Loan.
For whatever financial need you might have, we are proud to offer these services and many more to you. We’re Your One Stop Money Shop®.
Payday Loan FAQs
What if I need more time to repay my Payday Loan?
Can I pay my loan early?
Of course! Loans originated at a Check Into Cash store can be paid at your nearest store or through the Retail Online Customer Portal, where available. For Online Payday Loans, please contact a Customer Service Representative at 1-800-460-4305 to arrange an early payoff or visit your account in the Online Customer Portal. Please call 1-888-333-1360 if you live in these states: KS, OK, TN.
Is my cash advance or payday loan transaction confidential?
Get Started with Check Into Cash
At Check Into Cash, we are dedicated to getting you the cash you need as quickly as possible. If you need extra funds to cover emergency bills, seasonal costs, or any other expenses, we’re Your One Stop Money Shop®.
Why Check Into Cash?
- A+ rating from the Better Business Bureau
- Over 25 years experience as an industry leader
- Easy, transparent application process
- The entire loan process is secure and completely confidential
What do I need to start my application?
- Your Social Security Number
- Your government-issued driver’s license or photo ID
- Your checking account number
- Your bank’s routing number (The nine-digit number located at the bottom of your check)
- To be at least 21 years of age
- Proof of Income (Your most recent pay stub, for example)
If your ACH Authorization is returned to us from your financial institution due to insufficient funds, closed account, or a stop payment order we are entitled to a dishonor fee of $25.
Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. LBP Washington Fee Schedule 121019
Your right to rescind (cancel) this loan. You have the right to rescind this loan by returning the amount of the loan in cash, or returning the check given to you by us to our office by the close of business on our next business day following the date of this loan. We may not charge you for canceling the loan and we will return to you, or at your request destroy any postdated check or electronic equivalent authorization you have given to us. If the ACH authorization cannot be destroyed it becomes void if you cancel the loan.
Your right to an installment plan when you are unable to pay your small loan when it is due.
If you will be or are unable to pay your loan when it is due, you may convert your loan to an installment plan with us by notifying us on or before the loan's due date. If your loan amount is four hundred dollars or less, you may enter into an installment plan that allows you to pay off your loan in substantially equal payments over ninety days. If your loan amount is more than four hundred dollars, you may enter into an installment plan that allows you to pay off your loan in substantially equal payments over one hundred eighty days.
An installment plan will allow you to pay all that you owe without having to pay any additional fees, interest charges or other charge for converting your small loan into an installment plan.
If you have questions about your rights and responsibilities when taking out a payday loan, contact the Department of Financial Institutions at 1-800-RINGDFI ( 1-877-746-4334), or 360-902-8700, or 150 Israel Road S.W., Tumwater, Washington, 98501.