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How long does it take to get an Online Payday Loan?

It takes minutes to apply for our Online Payday Loan. After you apply, you will receive your loan decision notice by email. You may receive a call from a customer service representative shortly thereafter. Once all information is verified, your funds will usually be available on the next business day, funding times are determined by…

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Does Check Into Cash offer Payday Loans online?

Check Into Cash has partnered with trusted providers like Cash Central and SpeedyCash to offer fast Cash Advance Payday Loans through a simple online application. The application is safe, secure and encrypted. Use our Store Locator to find your state page to see if Online Payday Loans are available in your area.

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What happens if I change my mind after taking out a Cash Advance?

Check Into Cash allows you to rescind your loan, whether originated in a store or online, in accordance with state law. Please see your contract for more details on the process and timing.

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Why would I need a Payday Loan?

Payday Loans can offer helpful cash whenever you need it. Whether it’s for an unexpected expense or just because you want to buy yourself something nice, a Payday Loan can help save the day with extra funds.

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How much money can I borrow?

State laws regulate the maximum Payday Loan amount. These typically range from $50 to $1,500, depending on your state. The Payday Loan you receive is based on your eligibility and ability to repay.

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Where can I get a fast Payday Loan?

At Check Into Cash, we make it fast and easy to get the cash you need. Whether you’ve visited one of our store locations nearby or applied for a loan with one of our affiliates like Cash Central or SpeedyCash, we’re proud to deliver hassle-free borrowing options.

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How long does it take to get an Online Installment Loan?

It takes just minutes to fill out our Online Installment Loan application. After you apply, you will receive your loan decision notice by email. You may receive a call from a customer service representative shortly thereafter.

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Why would I need an Installment Loan?

Installment Loans can provide more money to take care of larger purchases. Perhaps you need a new appliance, a house or car repair, want to consolidate debt, or just need extra money this month. An Installment loan can help cover some of life’s larger costs.

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What do I need to apply for an Installment Loan?

Where available, each state has its own Installment Loan requirements. You may need some or all items below: An Active Bank Account, Government-Issued Photo ID, Proof of Income, Most Recent Bank Statement, Social Security Number/ITIN

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When will I get my car title back?

With a Title Loan, you’ll set up a payment schedule based on your income. Once the loan and fees are paid off, you’ll get your title back and we will release the lien.

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Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive. Aviso al cliente: existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos.

For our privacy policy, please visit our privacy policy page.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meeting state database eligibility where required, based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Non-Loan Services: Rules, restrictions, and fees apply. See store for details.

Green Dot: must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

  1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. AS such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.
  2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.
  3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposit with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits. ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

California consumers: Deferred deposit loans are provided in accordance with the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq. Consumidores de California: Los préstamos de depósito diferido se proporcionan de acuerdo con el Departamento de Protección e Innovación Financiera de conformidad con la Ley de Transacciones de Depósito Diferido de California, Cal. Aleta. Código §23000 et seq. Notice to Utah customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (UT customers only). Notice to Louisiana customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (LA customers only). Texas customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. Check Into Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Tennessee: The State of Tennessee requires a minimum principal reduction on Line of Credit Products. In order to comply with the minimum state-required principal reduction, easymoney requires that minimum payments include a principal reduction of 2% for Customers who get paid bi-weekly/twice-a-month, or 4% for Customers who get paid monthly.