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A Payday Loan, also known as a Payday Advance, is a short-term loan used to help with small, often unexpected expenses. Payday Loans are typically repaid on your next pay date, usually between two to four weeks. These small-dollar loans are a safe and convenient way to stretch your buying power when it matters most.…
Yes. Even if you’ve had bad credit in the past, or still have less-than-perfect credit, you may still be eligible for an Installment Loan from Check Into Cash. If you meet our basic eligibility and underwriting requirements, you could still receive the quick money you need, so don’t hesitate to apply.
If you apply in a store, you will receive same-day cash and walk away with your money, once approved. If you apply online, your funds are electronically deposited directly into your active checking account, once approved.
No. Check Into Cash only allows you to have one credit product at a time.
Yes. We gather information from several risk assessment and national databases.
It takes just minutes to fill out our Online Installment Loan application. An approval decision is given immediately on the website at the time of submission. Once the application is received, a customer service representative will contact you to verify your application information. If all information is verified, your funds will usually be available on…
You may need to provide more information, such as a bank statement and/or pay stub, in addition to your Online Installment Loan application.
Installment Loans have longer payback terms compared to Payday Loans. So your scheduled payments are spread over weeks or even months. These due dates are aligned with your pay schedule, too.
The finance charge for an Installment Loan varies by state. The total interest charged per loan is based upon the principal loan amount and the length of the loan term.
APRs (Annual Percentage Rates) represent a rate calculated over a 12-month timespan. However, Installment Loan terms range from weeks to months. Imagine you asked to rent a hotel room for an entire year. The cost would be huge. Yet, the cost of a single night isn’t so bad. The same logic applies to short-term loan…