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As a member of INFiN – A Financial Services Alliance, Check Into Cash follows a set of Industry Best Practices. One of these (and in some cases, state law) enables you to rescind the transaction at no cost before the end of the next business day by returning the full amount of the advance.
An increasing number of consumers choose a Cash Advance to cover unexpected expenses in between paydays without incurring revolving debt. Make sure to evaluate the costs and benefits of alternatives before borrowing money from Check Into Cash. Some other forms of short-term credit may be less expensive. Still, Check Into Cash offers quick, easy money…
Also known as a Payday Loan, a Cash Advance is a short-term, small-dollar advance that covers unexpected expenses until your next payday. Payday Loans and Cash Advances are not recommended as long-term financial solutions.
Well, each state has its own rates and requirements. Visit our Rates & Terms to see the exact rates in your area.
APRs (Annual Percentage Rates) represent a rate calculated over a 12-month timespan. However, Payday Loan terms are much shorter than twelve months. Imagine you asked to rent a hotel room for an entire year. The cost would be huge. Yet, the cost of a single night isn’t so bad. The same logic applies to short-term…
For a Payday Loan, you’ll visit your nearest store to complete the loan process and leave with your cash in-hand. For Online Payday Loans, the entire transaction occurs online. Funds are deposited in your account as soon as the next business day.
Payday Loans can cover unexpected expenses until your next paycheck without incurring revolving debt. Payday Loans can be a sensible alternative to costly bounced checks from other merchants. They may also help you avoid late payment charges from other creditors and prevent tarnished credit ratings.
Each state has its own Payday Loan requirements. You may need some or all items below: An Active Bank AccountGovernment-Issued Photo IDProof of IncomeMost Recent Bank StatementChecking Account + Bank Routing NumberSocial Security Number/ITIN Visit our Rates & Terms page to see exactly what you’ll need.
State laws regulate the maximum Payday Loan amount. These typically range from $50 to $1,000, depending on your state. The Payday Loan you receive is based on your eligibility and ability to repay.
At Check Into Cash, we make it fast and easy to get the cash you need. Whether your state offers Payday Loans online or by visiting one of our retail locations nearby, we’re proud to offer hassle-free borrowing options.