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About Check Into Cash

W. Allan Jones

As a pioneer in the short-term, direct lending industry, Check Into Cash has been providing everyday people with the emergency credit solutions they need for 25 years. Founded in 1993 by entrepreneur and philanthropist Allan Jones in Cleveland, Tennessee, Check Into Cash now serves customers in both their 800+ stores and online nationwide specializing in personal credit options.

Check Into Cash offers many services, including: Payday Advances, Cash Advances, Title Loans, Title Pawns, Check Cashing, Western Union, bill pay services, and reloadable U.S. Money Cards in their centers, as well as Payday Loans and Installment Loans online. Check Into Cash truly is your One Stop Money Shop®.

Our company is also a founding member of the Community Financial Services Association of America (CFSA), the nation’s trade organization for the short-term loan industry. The CFSA enforces compliance, best practices, and works with state legislators and federal consumer groups to promote responsible legislation in an effort to balance the needs of customers with the interests of the industry. Check Into Cash believes in full disclosure of our services and truthful advertising.

For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

For online Customer Support please contact us at 1-877-262-2274.

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. Notice to California customers: Check Into Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Loans, other than deferred deposit transactions, will be made or arranged pursuant to a Department of Business Oversight California Finance Lenders Law license. Unsecured Loan amounts range from $2,500 to $3,000. Notice to Utah customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (Utah customers only). Notice to Louisiana customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (Louisiana customers only). Notice to Texas customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice to Virginia customers: CREDITCORP OF VIRGINIA IS LICENSED BY THE STATE CORPORATION COMMISSION. VA LICENSE # VTL-10. Notice: An advance of money obtained through a Small Loan or Auto Loan is not intended to meet long-term financial needs. A Small Loan or Auto Title Loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. Check Into Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.

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