Unfortunately, we do not offer loans in this state.
ANo! There is no application fee.
AIt’s easy! To be approved for a payday advance, you only need:
*Oklahoma and Indiana residents must provide proof of a Social Security Number.
AYou may qualify for a fast payday loan from $100 to $1,000. Maximum loan amounts vary by state and are determined during the credit decision process.
AOnce your cash advance is approved, the money is electronically deposited directly into your active checking account.
ACurrently, Check Into Cash requires an active checking account in order to provide you with a payday loan.
AYes. All of our application information is submitted on secure, encrypted pages.
AYes. If you’ve had bad credit in the past, you may still be able to get the money you need from Check Into Cash, so don’t hesitate to apply.
ACheck Into Cash does not check the three major credit bureaus.
AIt takes just minutes to fill out our online payday loan application! A conditional approval is given immediately on the website at the time of submission. Once the application is received, a customer service representative will then call you to verify your application information. If all information is verified, your funds will usually be available on the next business day.
AIn the event we need additional information (such as a bank statement, pay stub or other form of payment), you may need access to a printer to print the supporting documents as well as a fax machine to send the documents back in some cases. Documents may also be emailed to firstname.lastname@example.org.
AList another friend instead.
AThe fees will vary depending on the amount of your payday loan and your state of residency. See your states fee schedule on our Rates & Terms page for more details.
AThe loan amount and fee are withdrawn from your checking account automatically on the due date.
AAlabama, California, Delaware, Florida, Idaho, Indiana, Kansas, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.
AYes, sometimes we do need to contact your employer to verify employment. We will not ask any personal questions – we will simply ask if you are employed there.
AIn most cases, you will know within 30 seconds if your loan request is pre-approved by Check Into Cash.
AIn most cases within 1-2 business days.
AWe accept requests for payday loans 24 hours a day, 7 days a week, 365 days a year. Our transactions are processed between 9:00 AM to 7:00 PM (EST) Monday – Friday. We can only electronically fund loans to your checking account on valid banking days (Monday–Friday).
AThe bank routing number is the nine (9) digit number on the bottom of your personal checks and is used to identify your banking institution. The routing number begins with 0, 1, 2 or 3. If this number is not entered correctly during the online application process, it will delay the approval and funding process of your loan request.
AYour bank account number is located at the bottom of your personal checks. Sometimes your check number is also found on the bottom of your check. Don’t include your check number with your bank account number. If this number is not entered correctly during the online application process, it will delay the approval and funding process of your loan request.
AYou will receive a pre-approval notice on the website. A customer service representative will call you shortly thereafter.
AYou can choose to complete your loan online or at one of our convenient store locations, but be sure to select the appropriate channel prior to submitting your application.
AYes, for an online payday loan, please contact a customer service representative at 877-577-7977 to arrange an early payoff.
Don't let unexpected bills or emergency expenses throw you for a loop. We've got the funds you need to keep your finances on track.
Apply today to get cash in as little as 24 hours.Get Funds NOW!
Returning customer? Log into your existing account here.
Online or at our stores, Check Into Cash makes it fast and easy for you to get the cash you need now.
The process is quick, easy and confidential® - it only takes a few minutes.
If you’re pre-approved, e-sign your application to confirm your funds.
Get your cash!
Cash is deposited into your bank account as quickly as the next business day!
Payday advances are a safe and convenient way to allow you to stretch your buying power and help cover unplanned expenses. Whether you’re facing seasonal expenses such as holiday bills and back to school costs, or you need help with unexpected expenses, Check Into Cash can help.
Check out our Rates & Terms and FAQs pages to learn more.
The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
For online Customer Support please contact us at 1-877-262-2274.