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An increasing number of consumers choose a payday loan to cover unexpected expenses or bridge a short-term cash crunch between paydays without incurring revolving debt.

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How It Works

Payday Loan

Step1:Applyapply online

Apply and write a personal check for the cash advance amount plus the fee.

Step2: Sign Sign

Sign your loan documents and we will hold your check until your next payday.

Step3: Get Cash Get Cash

Walk out the door with your fast cash instantly.

Step4: Repay Loan repay loan

On your next payday, repay the amount agreed upon.

How to get a payday advance from one of our retail centers:

Getting a payday advance has never been easier. Even if you’ve had credit challenges or bad credit in the past. To receive your payday advance in one of hundreds of centers nationwide, you’ll simply:

  • Write a personal check for the amount you want to borrow, plus the fee or provide your checking account information to pay by debit.
  • Have a government issued driver’s license or photo ID
  • Bring your most recent checking account statement
  • Bring Proof Of Income – Most recent pay stub or other proof of income
  • *Oklahoma and Indiana residents must bring proof of a Social Security Number

Check Into Cash will hold that check until your next due date. At that time, you can come in and pay off the payday advance in person. If for any reason you change your mind about your payday loan or cash advance, you typically have up until the close of business the following business day to rescind your payday loan transaction by returning the cash in full, at absolutely no additional cost to you.

So the next time an unplanned expense comes up, remember, a payday advance from a trusted lender like Check Into Cash can give you the cash you need.

It’s as easy as one, two, three…and it’s QUICK, EASY & CONFIDENTIAL®.

Title Loan


Bring your vehicle and a clear title of your vehicle.

Step2: Sign

Get the cash you need and keep your vehicle

Step3: Repay Loan

Repay loan according to payment schedule.

What’s My Car Worth?

Title Loan and Title Pawn States

Check Into Cash offers title loans or title pawns in the following states, and plan to add more states in the coming months. In Texas and Ohio, Check Into Cash is not the actual lender.

For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.