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Flex Loan

Apply today for up to $2,500 credit.

  • One-time application
  • Get approved quickly
  • Flexible to your monthly needs

What is a Tennessee Flex Loan?

A Check Into Cash flex loan is an open-end, renewable line of credit that gives you financial flexibility to cover unplanned expenses. With a flex loan, you are in charge. You can withdraw as much or as little cash as you need within your credit limit, and you control how long it takes to repay your balance. This much different than a traditional payday loan. We can keep your flex loan open as long as you want, so you can access additional cash anytime you need without having to reapply.

The Flex Loan Advantage

  • Qualify for up to $2,500 of open credit in TN
  • Make cash withdrawals up to your credit limit at any time
  • Only pay interest for the time you keep the money you borrow
  • Maintain an open line of credit as long as you want
  • No reapplication necessary once you qualify

How does a flex loan work?

To get started, visit your nearest Check Into Cash Tennessee store location and apply for up to $2,500 of open credit. You can withdraw cash up to your credit limit at any time, and interest will be charged on the amount of time you keep the money you borrow. As you pay off your balance, your available credit renews, so you can continue to borrow within your credit limit without having to reapply.

A flex loan offers several repayment options to choose from. You can choose to repay the minimum required payment with each periodic statement, or you can make a larger payment to pay off your balance more quickly. Repaying your account balance early reduces your interest. You also have the freedom to pay off your balance in full at any time with no prepayment penalties.

What do I need to get a flex loan?

To apply for a flex loan at one of our Tennessee stores, bring in your:

  • Social Security Number
  • Government issued driver’s license or photo ID
  • Proof of income
  • Proof of residence
  • Checking account

You have questions, we have answers.


The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.