We know payday loans and cash advances can get confusing. Our goal is to make this process as quick and painless as possible.

Below are some of our most commonly asked questions and policies.

Title Loan FAQs

QWhat do I need to bring to get a title loan?


  • Your vehicle
  • The title of your vehicle
  • Government-issued photo ID
  • Proof of residence
  • Proof of income

Come to the store prepared with your documents and the process will be fast and confidential, and you’ll be on your way to getting fast cash deposited for life’s unexpected expenses.

QDo you offer title-secured loans or Title Pawn?

AWe do offer title-secured loans or Title Pawn – up to $1,000 – $25,000 depending on state regulations, value of your car, and your ability to repay. No credit check required. The process is easy and confidential. We have competitive rates!

QWhen will I get my car title back?

AYou’ll be set up on a payment schedule based on your income, and once the loan and fees are paid off, your title will be returned to you! If you already have a title-secured loan or title pawn payment, ask Check Into Cash about paying off your loan for you.

QCan I fill out my application for a title-secured loan/title pawn or payday loan/cash advance online?

ANo. But soon we will be offering online in-store applications that you can print, fill out at home, and bring to our store for even faster service from Check Into Cash.

The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.