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Cash your FEMA check with no charge at your local store. * In-store offer only. See store for details.
 
 

FAQS & POLICIES

  We know payday loans and cash advances can get confusing. Our goal is to make this process as quick and painless as possible. Below are some of our most commonly asked questions and policies.

Title Loan FAQs

QWhat do I need to bring to get a title loan?

A

  • Your vehicle
  • The title of your vehicle
  • Government-issued photo ID
  • Proof of residence
  • Proof of income

Come to the store prepared with your documents and the process will be fast and confidential, and you’ll be on your way to getting fast cash deposited for life’s unexpected expenses.

QDo you offer title-secured loans or Title Pawn?

AWe do offer title-secured loans or Title Pawn – up to $1,000 – $25,000 depending on state regulations, value of your car, and your ability to repay. The process is easy and confidential. We have competitive rates!

QWhen will I get my car title back?

AYou’ll be set up on a payment schedule based on your income, and once the loan and fees are paid off, your title will be returned to you! If you already have a title-secured loan or title pawn payment, ask Check Into Cash about paying off your loan for you.

QCan I fill out my application for a title-secured loan/title pawn or payday loan/cash advance online?

ANo. But soon we will be offering online in-store applications that you can print, fill out at home, and bring to our store for even faster service from Check Into Cash.

QHow do I dispute account information that is on my credit report??

AContact the Credit Dispute Resolution group in writing at P.O. Box 728, Cleveland, Tennessee 37364-0728.

Include all or as many of the following items as possible when you write to us:

• Complete Name
• Address (Street, city, state, zip code)
• Telephone number
• Date of birth
• Last 4 digits of your social security number
• The specific item or transaction you are disputing

• An explanation of all the facts for why you believe the item is inaccurate or incomplete. (Be as specific as possible, describe what is inaccurate or incomplete and why, and request that it be removed or corrected.)
• A copy of your credit report showing or circling or marking the item (if available), or the date of your credit report (if available)
• Copies of all supporting documents. For example, payment records, cancelled checks, court documents, police reports or an FTC Identity Theft Report, showing that an account was the result of identity theft, bankruptcy schedules showing that an account was included in or discharged in bankruptcy (if available)

Only include copies and do not send original documentation. If we do not receive sufficient information, we cannot investigate your claims. We cannot return any copies from your mailed request.

The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.