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FAQS & POLICIES

  We know payday loans and cash advances can get confusing. Our goal is to make this process as quick and painless as possible. Below are some of our most commonly asked questions and policies.

Answers To Your Installment Loan Questions

Q What is an installment loan?

A Check Into Cash installment loans are a medium term loan that offers you more money and is paid back over a longer period of time. Typical installment loan repayment terms last 6 to 12 months. Installment loans can be paid early without a pre-payment penalty.
Check Into Cash installment loans are only offered in specific states. Please see the State Center to find out what products are available in your state.

Q Can I pay my installment loan early? Does it save me money?

A Yes. Paying your installment loan before the maturity date is allowed without a pre-payment penalty. Paying your loan early does save you finance charges since interest is charged on a daily basis on any outstanding principal amount.

Q Does Check Into Cash offer installment loans?

A Check Into Cash does offer installment loans, however they only offered in specific states. Please see the State Center to find out what products are available in your state.

Q How much does an installment loan cost?

A The amount of the finance charge for Check Into Cash installment loans is different per loan. This is because the amount of interest charged per loan is based upon the principal loan amount and the length of the loan term.

The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.