FAQS & POLICIES

We know payday loans and cash advances can get confusing. Our goal is to make this process as quick and painless as possible. Below are some of our most commonly asked questions and policies.

Cookies & Targeted Advertising

Information Collected Online: Cookies

To enhance your online experience, we use technologies such as cookies, pixel tags, web beacons, device or computer identifiers and various other technologies to receive and store information when users visit our website.

This information does not include any personal details about the user, but may include device-specific information (such as hardware model and operating system version), which web address a user came from, the type of browser being used, internet protocol address and the device type (mobile phone, tablet or computer) used to access our site. This helps us better customize the user’s website experience, and make our marketing messages more relevant. We may also collect the user’s web address and browser information when our content is presented through websites belonging to an independent third party. Such technologies also are placed on our website or within the body of an email for the purpose of tracking activity on websites, or when emails are opened or accessed, and is often used in combination with cookies.

To improve and provide the best online experience for our users, we also use this information for reporting, analytics and research purposes, such as how visitors use our website, localization, advertising, and response to those efforts.

Third-Party Cookies

We partner with third-party vendors to deliver advertisements about our services when consumers visit other websites across the Internet. These vendors place third-party cookies which help us provide consumers with advertisements that are customized to particular product preferences and improve the effectiveness of our marketing efforts.

Opt-Out

Your browser or device may offer settings related to these technologies. For more information about whether these settings are available, what they do, and how they work, visit your browser or device’s help material. We may not recognize or respond to browser or device signals around tracking, and some settings may interfere with your use of features we offer. Additionally, the settings offered by a browser or device often only apply to that particular browser or device.

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The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.