Can I still get a Flex Line of Credit even if I have bad credit?

Yes. Even if you’ve had bad credit in the past, or still have less-than-perfect credit, you may still be eligible for a Flex Line of Credit from Check Into Cash. If you meet our basic eligibility and underwriting requirements, you could still receive the quick money you need, so don’t hesitate to apply.Read More

Why is the APR Percentage So High?

APRs (Annual Percentage Rates) represent a rate calculated over a 12-month timespan. However, Line of Credit terms range from weeks to months. Imagine you asked to rent a hotel room for an entire year. The cost would be huge. Yet, the cost of a single night isn’t so bad. The same logic applies to short-term…Read More

What’s the difference between a Payday Loan vs. Flex Line of Credit?

For a Payday Loan, you’ll receive a one-time cash advance that you will repay on your next pay date, typically in two to four weeks. A Flex Line of Credit offers multiple cash advances up to your maximum approved credit limit. This revolving Flex Line of Credit remains open indefinitely for you to use whenever…Read More

Why would I need a Flex Line of Credit?

A Flex Line of Credit can be used for ongoing costs like home improvements, car repairs, or small business costs. Or, consolidate several loan payments into one to save money and allow peace of mind. These types of loans are helpful when you need available cash for ongoing expenses.Read More

What do I need to apply for a Flex Line of Credit?

Each state has its own Flex Line of Credit requirements. You may need some or all items below: An Active Bank AccountGovernment-Issued Photo IDProof of IncomeMost Recent Bank StatementChecking Account + Bank Routing NumberSocial Security Number/ITIN Visit our Rates & Terms page to see exactly what you’ll need.Read More

How much money can I borrow?

State laws regulate the maximum Line of Credit amount. These typically range from $50 to $4,000, depending on your state. The Line of Credit you receive is based on your eligibility and ability to repay.Read More