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6 Last-Minute Gift Ideas for Last-Minute Gift Givers

Tom Hartford, Senior Editor

May 5th, 2020

Affected by COVID-19? Here are a few resources to help during this unprecedented situation.


On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law to aid individuals and businesses impacted by the COVID-19 pandemic. This bill is the largest of its kind in U.S. history.

Direct Stimulus

Individuals will receive tax credits in the form of a check or direct deposit. No action is required to receive this benefit. This includes $1,200 per adult and $500 per child to individual filers earning less than $75,000 annually, along with other stipulations. Track your Stimulus Check here.

Unemployment Assistance

This CARES Act also includes expanded unemployment benefits. Requirements now include self-employed, independent contractors, gig economy workers, and more. To apply, contact your state unemployment office. Find their contact information on the U.S. Department of Labor website.

Mortgage Assistance

At this time, mortgage lenders and servicers can provide payment deferral of up to 180 days on federally backed loans. If needed, contact your mortgage provider to discuss deferring mortgage payments.

Rent Assistance

If you cannot pay rent, talk with your housing provider, as you may be protected under the CARES Act. Read more about COVID rent relief here.

If you’re reading this, it’s probably the night before a special day. Maybe it’s a loved one’s birthday, or the eve of a major holiday. So yeah, you’re a bit of a procrastinator. But hey, it happens! It doesn’t mean you shouldn’t be able to pick up the perfect gift for the love of your life, does it? Of course not.


There’s still time to give the best gift ever. So, if you’re in need of last-minute gift ideas for him or her, check out these six easy suggestions below.


Last-Minute Gifts for Her

Your lady is the most special person in your life. And even if you may have waited until the last minute, you don’t have to pick a gift that makes it obvious. These heartfelt ideas are sure to melt her heart.


1. Splurge on Spa Goodies

Want her to relax and rejuvenate? Get your lady a gift certificate to her favorite spa. It doesn’t have to be expensive. Just get her what she likes! Need to save a little dough? Rush to your local store and buy everything needed for her to have her own at-home spa day.


2. Treat Her to a Special Night

Sure, you love nothing more than a hamburger and a good action movie. But if you’re looking for a last-minute gift idea for her, you’re going to want something that’s more her style. Go to her favorite restaurant or cook her favorite meal, watch the movie she wants to watch, and don’t complain at all. Not even once.


3. How About a Homemade Gift Certificate?

Strapped for time but still want to give the perfect gift? Grab a notecard and turn it into a gift card. Depending on how deep your pockets are, the gift card can be for anything ranging from a thirty-minute back massage to her choice of jewelry. Whatever the gift card is for, make sure to do your part and deliver your promise.


Last-Minute Gift Ideas for Him

Perhaps he’s not picky. Or maybe he doesn’t even want anything for whichever holiday you’re celebrating. But when he sees what you got him, he’ll love it, and he won’t have a clue this was a last-minute gift.


1. Get a Club Membership

There’s something cool about getting stuff in the mail, and there are tons of clubs that let guys do just that. Whether it’s a fishing lure club, a custom sock club, or a book club, sign your guy up for a monthly membership that puts new gifts in his mailbox every month. Then, it will seem like his special day all year long!


2. Splurge a Little

This idea is only if you’re in good financial shape. If making ends meet each month is a task, do not attempt this.

What is the splurge? It’s buying that thing for your man that he’s wanted for years but can’t bring himself to buy. And it doesn’t matter that you’re buying it last minute. Order it online, print out a picture, and tell him it’ll get there in a few days. If you can’t afford it today, perhaps you can get started on a savings plan for his birthday, Father’s Day, or even Christmas.


3. Memorialize Something Special

There’s something that your man holds onto for sentimental value. It could be an old t-shirt, a spoon from his first ice cream sundae, or a picture of his favorite rock star. Whatever it is, head to the craft store and find a frame or shadowbox that displays this beloved item. When your guy sees it, he’ll be excited and super surprised!

Now that you know a few ideas for easy last-minute gifts, what are you waiting for?

Want to Learn More About Our Loans?

Loans should never be used to buy gifts. But, if getting your finances in order tops your wish-list, you’re in luck. Check Into Cash can offer loan options for whatever comes your way.

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