Need Housing Help? Here are a few resources to help you cover your mortgage, rental assistance, or utilities. Find COVID-19 mortgage and housing assistance here.

Staying fit can actually save you money. Keep the medical bills at bay by staying healthy with these 11 tipsOpens in a new window. Exercising and eating healthy is a multi-billion dollar business. Think of all the weight loss formulas, food programs, membership gyms, and workout equipment, and workout apparel that we buy every day to stay healthy and look our best. Here are 11 ways to exercise and stay healthy without spending a lot of money.
  1. Workout at home. With a couple sets of dumbbells, you can do shoulder press, curls, tricep extensions, push-ups, crunches, and lunges.
  2. Buy a workout program. I have heard good things about the P90X workout program. It’s a legitimate program, with 15 different workouts. There are no gimmicks with this workout program. It’s the real deal.
  3. Avoid weight-loss food programs. You don’t need Jenny Craig or Weight Watchers to eat healthy.
  4. Eat out less. Most restaurant food has portions that are too big, and more they make more flavor by inserting fatty ingredients like cheeses, cream based sauces, and butter.
  5. Negotiate a gym membership. They are VERY negotiable.
  6. Get a dog. You’ll spend money taking care of a pet, but the long-term companionship and responsibility of walking them on a regular basis will get you out of the house more and make you go jogging or walking.
  7. Don’t spend money on supplements. Supplements might help you lose weight quick or bulk up quick, but once you get off them, it’s easy to quickly gain the weight back or become softer.
  8. Get 7 to 8 hours of sleep.
  9. Eat a breakfast full of fiber and protein. Oatmeal and eggs have a lot of fiber and protein, plus they are cheap to make. They will also keep you full until lunch.
  10. Shop at discount retailers for workout apparel and shoes. For shoes, I always check shoe stores like Rack Room, Famous Footwear, and Marshalls.
  11. Buy a bike on Craigslist. Why spend $800 on a new road bike, when you can get a used on for half the price? I found a guy in my neighborhood that rebuilds bikes, and he sold me one for $60! 
 

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